Secured loan with bad credit for Buy to Let Properties

Secured loan with bad credit may be an option if you need to raise extra equity from your Buy to Let properties. Over the last year I have spoken to many applicants who are existing landlords but were caught up with the recent financial crisis whic...
http://bit.ly/1TrFFxM

Secured loan with bad credit

If you’re looking at getting a secured loan with bad credit, I hope this article clarifies some of the key aspects on this type of product. A secured loan is essentially a second loan put behind a traditional first charge mortgage. The secured e...
http://bit.ly/1YHPw3Q

Let to Buy Mortgage vs Buy to Let Mortgage

If you want to convert your existing property into an investment property, you will need a Let to Buy Mortgage A Let to Buy Mortgage is basically where the applicant wants to remortgage their existing residential property which will be let out to te...
http://bit.ly/21edLup

Mortgages above five times income multiples

Great news for borrowers - another Lender has announced that they can now potentially offers Mortgages above five times income multiples We now have another Lender who has decided to join the ranks of Lenders who would potentially lend Mortgage...
http://bit.ly/1QwaxyS

Mortgage for doctors, nurses and other NHS staff

Getting a mortgage if you are employed as a Surgeon, Doctor, Nurse, ambulance services or any other part of the National Health Service We are getting an increasing number of enquiries from applicants who work for the National Health Service who are...
http://bit.ly/1MK0fKT

How can I get a Mortgage over five times salary

Can you still get you a mortgage over five times salary and if so what is needed The answer is “yes” but it depends on your personal circumstances but its not going to be easy to get a mortgage over five times salary. In short the maximum inco...
http://bit.ly/1KMlNyO

Changes to the Family Buy to Let Mortgage product in the UK

Buy to Let Mortgages to rent to family members rules - Information on Regulated Buy to Let Mortgages     If you want to buy a house and rent it to a family member such as your children (aged over 18 years), father, mother, brother sister, aunt ...
http://bit.ly/1LxhvPF

Mortgage Conveyancing explained

What does a Mortgage conveyancer /solicitor do when a property is purchased and how does this effect my house purchase chances? My role as a Mortgage Broker is to obtain finance to purchase a property requires me to keep you updated until the mo...
http://bit.ly/1LSeY42

What do mortgage lenders look for in your bank statements?

If you are applying for a mortgage then the chances are the lender will want to see your bank statements, but why are these relevant? Affordability Bank statements normally display the monthly income and outgoings of a household. The lender c...
http://bit.ly/1M0AYWa

Top 10 Mortgage valuation problems

Mortgage valuation problems & what property defects are mortgage lenders looking for in their valuation? When you are arranging a mortgage the lender will carry out a basic mortgage valuation. This article covers the Top 10 Mortgage valuatio...
http://bit.ly/1LBTUk7

What documents do I need to get a Residential Mortgage?

In this post I will try to clarify what documents are needed in order for you to get a mortgage. Please can I start by stating that since the FCA Mortgage Market Review (MMR), the level of documentation required by the lenders as well as brokers has...
http://bit.ly/1OCa9No

Refugee Mortgage with a VISA in the UK

This article is about getting a UK mortgage if you are on a refugee VISA If you’re looking for a mortgage with a Visa in the UK then you have certainly come to the right place. I can help with all types of VISA Tier 1, Tier 2, Spousal Visas etc. h...
http://bit.ly/1NFyO4f

Mortgage with a criminal record

Tips on getting a Mortgage with a criminal record and how to source the right mortgage in the UK if you have been to prison.  I am a firm believer that people who have paid their price should always be given a second chance. Unfortunately this may ...
http://bit.ly/1fGJgJU

Why its time to Remortgage to a fixed rate

5 year Fixed Mortgage rates from 2.44% maybe its time to Remortgage to a fixed rate now In recent years remortgages have not been as popular as they once were as rates have been so low, however both the Chancellor and Governor of the Bank of England...
http://bit.ly/1ON1jue

Buy to let Mortgage Limited Companies

Key points on Buy to let Mortgage Limited Companies and how the finance side of things work Following the budget landlords have been turning to limited company wrappers for their portfolios but is there only an upside? Moving assets out of an in...
http://bit.ly/1U3HnWQ

Deposit levels needed to get a Mortgage with a default

Your guide on getting a Mortgage with a Default. Read below about how much deposit you need and what are the maximum limits on past defaults. The good news is I specialist in mortgages for customers with defaults on their credit file. The bad...
http://bit.ly/1VvvLxH

Deposit levels needed to get a Mortgage with a CCJ

How much deposit do I need to get a Mortgage with a CCJ This article is about obtaining mortgage finance if you have a county court judgement (ccj). It is aimed at residential mortgage customers who want a conventional mortgage; it is not open to ap...
http://bit.ly/1MDgHrM

Mortgage with bad credit Update July 2015

Getting a Mortgage with Bad credit including CCJs, Default, Missed payment and debt management plans.         Residential and Buy to Let Mortgages with Bad Credit Missed payments on loans and Credit cards...
http://bit.ly/1KQC8YY

Home Insurance with 5 Star Rating

Buildings and Contents Insurance with 5 Star Rating from Defaqto We are constantly asked how long it takes to arrange finance and buy a house. The answer to this question will of course depend to a degree on your circumstances, and how busy the len...
http://bit.ly/1BVKo6X

Halifax withdraws its 1% cashback first-time buyer mortgages

Halifax in a shock withdrawal of its 1% cashback mortgage incentive for first-time buyers only giving a few hours for full application to be submitted. I was very disappointed to read an email at 4 o’clock this afternoon notifying us that Halifax ...
http://bit.ly/1BEL7Jm

5 things you need to know about getting a mortgage with a Visa

If your a Foreign national looking to get a  mortgage with a Visa you really need to read my tips 1. Not all brokers are the same When it comes to foreign national mortgages and getting mortgage with a Visa things are likely to be different...
http://bit.ly/1G6xI9F

HMRC SA302 & Tax Year Overviews for getting a Mortgage

Evidencing income you self-declare tax on  - SA302 & Tax Year Overviews for Mortgage Lenders. A HMRC SA302 & Tax Year overviews will be required for any given year requested. Please read below for some guidance on what you need to do w...
http://bit.ly/1FYSxXR

Woolwich Mortgages have made another change to their affordability criteria

Woolwich will now lend up to 5 times income for certain type of mortgages. Surprise, surprise Woolwich Mortgages have decided to change their mind again and put in yet another income multiple revision. Historically Woolwich mortgages was one of the ...
http://bit.ly/1Ch7ejV

Abbey - Santander changes Mortgage income rules for First Time Buyers

Bad news as Abbey - Santander changes Mortgage income rules for First Time Buyers to 4.49x income. As if things where not bad enough we have seen yet another lender real under pressure of the regulators by introducing even more prudent loan to inco...
http://bit.ly/1KI7CNY

Guide to getting a Mortgage for self-employed applicants

2015 guide on getting a Mortgage for self-employed applicants.  A must read for all entrepreneurs looking to buy property. Following the regulatory mortgage market review (MMR) last year the lenders have implemented changes to the way they assess s...
http://bit.ly/1IiT0qy

Different lenders affordability criteria

Where do I stand on the lenders affordability criteria, following all the changes in recent months? Maximum affordability is the ‘real issue’ facing the UK mortgage market, and not rates. In this article I will explain the why rate has become se...
http://bit.ly/18JDmEX

Woolwich limits income multiples for applicants with less than 20% deposits

This message only relates to applicants with less than 20% deposits with Woolwich who will see there income multiples reduced. Woolwich are the latest lender to succumb market pressures and have reduced their loan-to-income ratio to a maximum of ...
http://bit.ly/1CkXAx8

Uk’s Cheapest 10 year fixed mortgage

Niche Advice and Woolwich for Intermediaries offers Uk’s Cheapest 10 year fixed mortgage at 2.99% From tomorrow 07/01/2015 we are introducing the UK’s lowest ever 10 year fixed rate mortgage at 2.99% for residential loans up to 60% LTV. This d...
http://bit.ly/1zTg59F