Abbey - Santander changes Mortgage income rules for First Time Buyers

Bad news as Abbey - Santander changes Mortgage income rules for First Time Buyers to 4.49x income. As if things where not bad enough we have seen yet another lender real under pressure of the regulators by introducing even more prudent loan to inco...
http://bit.ly/1KI7CNY

Guide to getting a Mortgage for self-employed applicants

2015 guide on getting a Mortgage for self-employed applicants.  A must read for all entrepreneurs looking to buy property. Following the regulatory mortgage market review (MMR) last year the lenders have implemented changes to the way they assess s...
http://bit.ly/1IiT0qy

Different lenders affordability criteria

Where do I stand on the lenders affordability criteria, following all the changes in recent months? Maximum affordability is the ‘real issue’ facing the UK mortgage market, and not rates. In this article I will explain the why rate has become se...
http://bit.ly/18JDmEX