What I have learnt in the last 12 months as a Mortgage Broker

Another year has passed as a Mortgage broker and in this video, I talk about some of the things which have had an impact on myself personally and as a Mortgage Broker and the way we have been conducting Mortgage Business during 2020. ++++++++++++++++++++++ ++++++++++++ To subscribe to this channel click on the link belowhttps://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1 ++++++++++++++++++++++++++++++++++ If you\'re looking to talk to a Mortgage Broker do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact... T:0207 9932044 www.nicheadvice.co.uk ++++++++++++++++++++++++++++++++++ AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be

https://www.youtube.com/watch?v=uqme-w4KQdc

Why I took down my last video down - OMG

Why I took down my last video - OMG

https://www.youtube.com/watch?v=Qqthj2dCe5I

Interview with Samuel Leeds - 2021 Property Market opportunities and challenges Stamp Duty Holiday

In this video, I have a pleasure of interviewing Samuel Leeds one of UK\'s leading property entrepreneurs and trainers we talk UK property and what\'s the come 2021 including changing to Stamp Duty Holiday and potential Capital Gains Tax raises the state of the property market how out owns business have health with these challenging times also talking about government schemes like Help to Buy. ⏱️TIMESTAMPS⏱️ Just click on the Topic links below 0:00 Intro 3:19 Stamp Duty changes and what will happen next 5:50 Challenges with both of our businesses and Market conditions 7:19 Commercial Property / New Development Right changes 11:55 Government policy towards landlords 12:43 Capital Gains Tax changes its impact should there be a future increase 14:38 What we think about the Government Help to Buy Scheme 16:54 New landlords Traning and the costs 20:15 Networking and working with others 23:28 Reason some videos were taken down 24:38 Outro comments +++++++++++++++++++++++++++++

https://www.youtube.com/watch?v=qUVyQDSKmQM

90% Mortgage Low Deposit Products Good and Bad Points 2021 Update

90% mortgage | 2021 looks set to be a brighter year for 90% mortgages. Mr Payam Azadi gives an encouraging update on the increased availability of 90% mortgages going into the New Year. He points out the merits and bad points of putting down a small deposit and feels this latest news will be life-line for many would-be home owners. And, with Help to Buy now limited to first time buyers it could be just the tonic to put with your festive drink! ++++++++++++++++++++++++++++++++++ To subscribe to this channel click on the link belowhttps://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1 ++++++++++++++++++++++++++++++++++ If you\'re looking to get a 90% mortgage do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact... T:0207 9932044 www.nicheadvice.co.uk ++++++++++++++++++++++++++++++++++ AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this V

https://www.youtube.com/watch?v=Ik3BxIJ1fIU

Mortgage Broker Channel Over 20k views a month and 3k subscribers Thank You to all

My name is Payam Azadi and I am a Mortgage Broker at Niche Advice Limited. I specialise in non-standard financing including complex residential and buy to let mortgages, Commercial financing as well as a range of protection products. I also regularly contribute to the industry press have been one of the leading figures within the mortgage market over the last 15 years. Niche Advice is not tied to any bank, building society or insurance provider. Therefore, I\'m completely independent Mortgage Broker advice. For more information on our range of Mortgage broker services do visit https://www.nicheadvice.co.uk ++++++++++++++++++++++++++++++++++ To subscribe to this channel click on the link belowhttps://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1 ++++++++++++++++++++++++++++++++++ If you\'re looking to talk to an experienced Mortgage Broker, do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact... T:0207 9932044 www.nicheadvice.

https://www.youtube.com/watch?v=hCajLeLacDw

New First Time Buyer Help to Buy Equity Loan Scheme Good and Bad Points

New First Time Buyer Help to Buy Equity Loan Scheme how it works the good and the bad points First Time Buyers need to watch out for when looking to ...

https://www.youtube.com/watch?v=-NE1I8F5_zI

Mortgage for Iranians and other Foreign Nationals Living in the UK

Mortgage for Iranians in the UK | As an Iranian resident Niche Advice expert Mr Payam Azadi receives a concentration of calls from his Compatriots wishing to ...

https://www.youtube.com/watch?v=glTzApRzwkU

UK Property Crash Where Is It? Stamp Duty Holiday What To Expect In 2021

UK Property Crash why it has not happened during 2020. We take a look back at Payams prediction at the start of the pandemic to do with UK Property and what ...

https://www.youtube.com/watch?v=_t47eBuOSTA

Bridging Loan up to 80% Loan to Value Rates and Fees Breakdown

Taking out a Bridging Loan at high loan to values has become a regular request in the last few months. To address the demand Mr Payam Azadi has put ...

https://www.youtube.com/watch?v=G1i3rSi8zjM

10% deposit Mortgage for Foreign Nationals with a Visa December 2020

If your a Foreign Nationals with a Visa looking to get a Mortgage then you have come to the right channel. The buoyant mortgage market is about to get even ...

https://www.youtube.com/watch?v=hkHBFa-JI-A

10% deposit Mortgage for Foreign Nationals with a Visa December 2020

After an absence of several months 10% deposit mortgage offering for foreign nationals on a Visa has returned. Judging from our experience the demand for this innovation is very high. The lender is currently limiting access to first time buyers. The deposit can include a “gift” from immediate family members and can originate from abroad. […] The post 10% deposit Mortgage for Foreign Nationals with a Visa December 2020 appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/10-deposit-mortgage-for-foreign-nationals-with-a-visa-december-2020/

10% deposit Mortgage for Foreign Nationals with a Visa December 2020

https://youtu.be/hkHBFa-JI-A After an absence of several months 10% deposit mortgage offering for foreign nationals on a Visa has returned. Judging from our experience the demand for this innovation is very high. The lender is currently l...

https://www.nicheadvice.co.uk/10-deposit-mortgage-for-foreign-nationals-with-a-visa-december-2020/

Local Authorities Personal Search Turnaround Times For Your Area

Local Authorities search is one part of the home buying process that many people forget about. The Stamp Duty holiday has resulted in such large volumes of ...

https://www.youtube.com/watch?v=CndVsx5N2aY

Mortgage Survey Process - Basic Survey Home Buyer Survey or Full Structural Survey

Mortgage Survey and why you should take out a Home buyer Survey or full structural survey, or you could be in a lot of trouble. If you are in the process of buying ...

https://www.youtube.com/watch?v=JIEwNuMUqw0

How to Refinance Bridging Loan Deals UK Buy to Let Lending Criteria

Bridging Loan Refinance Ideas | A bridging loan is a flexible nimble finance tool when compared to a rigid structure and criteria of a traditional mortgage ...

https://www.youtube.com/watch?v=UumXBy_GFzI

How My Mortgage Clients Make Money from UK Property

Can using mortgages make you money in the UK property market? The entrepreneurial spirit has not been damped by the pandemic and in this latest video, ...

https://www.youtube.com/watch?v=GBKIg7t7O0Q

Family guarantor mortgage - How Joint Borrower Sole Proprietor Mortgages Work

How do some Family guarantor mortgage works.? If you are looking for a mortgage with your family acting as a guarantor then this latest video by Mr Payam ...

https://www.youtube.com/watch?v=z58cg5qzMNw

Mortgage Deposit Rules Cash or Equity family and non family gifts Documents Needed

In the UK it is common for applicants to have help with their mortgage deposit when buying a property. The individual UK Mortgage Lenders can apply their own ...

https://www.youtube.com/watch?v=dAf6GQsGdeM

Mortgage Broker Truths Common Mortgage Questions I Get From Clients

The life of a Mortgage Broker can be frustrating, and in this video, we talk about all the different Mortgage Questions we get asked by perceptive Mortgage clients ...

https://www.youtube.com/watch?v=RpN4luMVc8s

UK Lockdown what now for the property Market

What does Lockdown 2 mean for the mortgage world? Mr Payam Azadi provides a valuable insight into how he believes the Surveyors and Solicitors will fair in ...

https://www.youtube.com/watch?v=kKjABRCMBn8

Property Market Politics Economy Covid and where this is all going

Ever the controversial Mr Payam Azadi shoots the breeze on the property market in relation to hot potato topics including politics, the economy and COVID-19.

https://www.youtube.com/watch?v=VKhk7xAp-18

How Holiday Let Mortgages work Lending Criteria and Buying Tips

Mr Payam Azadi explores the Holiday Let Mortgages World in this latest briefing - an area some landlords steer towards for tax benefits. It is currently a volatile ...

https://www.youtube.com/watch?v=M0z8HziXQkM

Interest Only vs Repayment Buy-to-Let Mortgages the Experts View

This latest video from Mr Payam Azadi runs through buy to Let Interest Only vs Repayment. Historically buy to lets were entrenched in \"interest only\" but is this ...

https://www.youtube.com/watch?v=icpY8L8mSGo

Buy To Let Foreign Nationals Tier 1 Tier 2 Visa

Personal names and Limited Company Buy To Let Mortgage for Foreign Nationals In this article, I explore the options for foreign national buy to let mortgages.The text is aimed at mortgage applicants who live and work in the UK but are on visas/residency permits. I am a professional Mortgage Broker who has been arranging foreign […] The post Buy To Let Foreign Nationals Tier 1 Tier 2 Visa appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/buy-to-let-foreign-nationals-tier-1-tier-2-visa/

Buy To Let Foreign Nationals Tier 1 Tier 2 Visa

Personal names and Limited Company Buy To Let Mortgage for Foreign Nationals In this article, I explore the options for foreign national buy to let mortgages.The text is aimed at mortgage applicants who live and work in the UK but are on vis...

https://www.nicheadvice.co.uk/buy-to-let-foreign-nationals-tier-1-tier-2-visa/

95% Mortgage for Buyers with 5% deposit - My thoughts on Boris Johnson Plans

The new Boris\'s 95% mortgage plan | The PM\'s new 95 per cent mortgage is examined in this video by Mr Payam Azadi. He discusses whether it really is the ...

https://www.youtube.com/watch?v=Bn5LK8p4PtQ

How much can I borrow for a mortgage in the UK - getting the Maximum Mortgage

How much can I borrow for a mortgage is a question often asked by prospective First Time Buyer and Next time buyer clients looking at Residental Mortgages in ...

https://www.youtube.com/watch?v=bKYMbSwzVmg

The Truth about Free legals on Mortgages

Extra costs of free legal packages on Mortgages Free legals are common on remortgages and rare on purchases. Where there is free legals the Mortgage Lender appoints a Solicitor of their choice to act on your behalf. The free legals concept is a sound idea and has been around since the nineties. The premise of […] The post The Truth about Free legals on Mortgages appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/the-truth-about-free-legals-on-mortgages/

The Truth about Free legals on Mortgages

Extra costs of free legal packages on Mortgages Free legals are common on remortgages and rare on purchases. Where there is free legals the Mortgage Lender appoints a Solicitor of their choice to act on your behalf. The free legals concept is...

https://www.nicheadvice.co.uk/the-truth-about-free-legals-on-mortgages/

First time buyer 10% deposit - UK Mortgage products with low deposit

The latest First time buyer 10% deposit mortgages are discussed in this video by Mr Payam Azadi. This sector of the first time buyer market is dynamic to say the ...

https://www.youtube.com/watch?v=fqd8ctONyKo

Reasons for Writing a Will for Mortgaged Property

Writing a Will for Mortgaged Property is easy to put off and every day that goes by may add to your risk. Illnesses or accidents can affect everyone including the ...

https://www.youtube.com/watch?v=eRX6L4nd0is

Reasons for Writing a Will for Mortgaged Property

Writing a Will for Mortgaged Property residential or investment The post Reasons for Writing a Will for Mortgaged Property appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/reasons-for-writing-a-will-for-mortgaged-property/

Reasons for Writing a Will for Mortgaged Property

Writing a Will for Mortgaged Property residential or investment Writing a Will for Mortgaged Property is really a good idea, but people seem to put it off, which often means lots and lots of money being paid later by the deacseeded or more of...

https://www.nicheadvice.co.uk/reasons-for-writing-a-will-for-mortgaged-property/

New rules to what to do if you have mortgage repayment difficulty from 16 September 2020.

What to do if you have mortgage repayment difficulty from 16 September 2020 and how this can affect you in the future. The Financial Conduct Authority (FCA) ...

https://www.youtube.com/watch?v=G_AvcVfBoNI

New Mortgage Repayment Difficulty Rules

What to do if you have mortgage repayment difficulty from 16 September 2020 and how this can affect you in the future. The Financial Conduct Authority (FCA) has published guidance around the support mortgage borrowers should receive if they continue to face payment difficulties due to coronavirus, but has confirmed that these supports will be […] The post New Mortgage Repayment Difficulty Rules appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/new-mortgage-repayment-difficulty-rules/

Mortgage to pay off debt like credit cards personal loans in the UK

Taking out a mortgage to pay off debt is a complex decision to make. In this video, Payam Azadi simplifies the issues when considering debt consolidation into a ...

https://www.youtube.com/watch?v=5J8AtQ3BzgM

New Mortgage and Furlough Scheme

Looking to buy or change mortgage rate when on the furlough scheme September 2020 update This will almost certainly be the last article I write on new mortgages and the furlough scheme. The emphasis in this article is to bring you up to speed with mortgages and the furlough scheme and it concentrates purely on […] The post New Mortgage and Furlough Scheme appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/new-mortgage-and-furlough-scheme/

Mortgage Madness Sept 2020 - How the Market is coping with Covid

This video is a valuable mortgage market update to bring you up to speed following months of unprecedented madness when in comes yo the uk mortgage ...

https://www.youtube.com/watch?v=UsXyUDq2dOE

How Buy to Let Mortgage Rental Calculations Work Live Demo

A demonstration on how Buy to Let Mortgage Rental Calculation can work for clients looking to invest the UK in properties. In this Live Demo, Payam Azadi ...

https://www.youtube.com/watch?v=CEi1JWmDav4

2 or 5 year fixed mortgage which is better?

Considerations for 2 or 5 year fixed mortgages There are many considerations when choosing a 2 or 5 years fixed mortgage. Fixed means the mortgage payments are set at the same level. 2 or 5 year fixed mortgage refers to the period you want to set the payments over. Generally, the longer you set the […] The post 2 or 5 year fixed mortgage which is better? appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/2-or-5-year-fixed-mortgage-which-is-better/

2 or 5 year fixed mortgage which is better?

https://youtu.be/fQ-SXmKy_V0 Considerations for 2 or 5 year fixed mortgages There are many considerations when choosing a 2 or 5 years fixed mortgage. Fixed means the mortgage payments are set at the same level. 2 or 5 year fixed mortgag...

https://www.nicheadvice.co.uk/2-or-5-year-fixed-mortgage-which-is-better/

2 or 5 year fixed mortgage which is better?

https://youtu.be/fQ-SXmKy_V0 Considerations for 2 or 5 year fixed mortgages There are many considerations when choosing a 2 or 5 years fixed mortgage. Fixed means the mortgage payments are set at the same level. 2 or 5 year fixed mortgag...

https://www.nicheadvice.co.uk/2-or-5-year-fixed-mortgage-which-is-better/

2 or 5 year fixed mortgage which is better?

https://youtu.be/fQ-SXmKy_V0 Considerations for 2 or 5 year fixed mortgages There are many considerations when choosing a 2 or 5 year fixed mortgage. Fixed means the mortgage payments are set at the same level. 2 or 5 year fixed mortgage...

https://www.nicheadvice.co.uk/2-or-5-year-fixed-mortgage-which-is-better/

BRRR Dangers of Buy Refurbish Refinance Rent what the Gurus dont tell you

BRRR – Buy Refurbish Refinance Rent – it\'s lovingly known is a gearing process that has enabled landlords to amass properties down the year. In short, the ...

https://www.youtube.com/watch?v=Rw1TxI9zQGM

How to get a Mortgage with Mobile Phone Missed Payments and Defaults

One of the more common forms of credit issues is mobile missed payments and this can hamper your mortgage chances. However, as Mr Payam Azadi ...

https://www.youtube.com/watch?v=FtTf9xjJr54

Mortgage with Mobile Phone missed payments

How do mobile phone missed payments affect my chances of getting a mortgage? Mortgages with mobile phone missed payments are probably easier to get than any other form of missed payments. This is because mobile phone companies tend to jump to on missed payments, particularly as it’s not uncommon for phones to cost between £500 […] The post Mortgage with Mobile Phone missed payments appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/mortgage-with-mobile-phone-missed-payments/

Mortgage with Mobile Phone missed payments

https://youtu.be/FtTf9xjJr54 How do mobile phone missed payments affect my chances of getting a mortgage? How do mobile phone missed payments affect my chances of getting a mortgage? Mortgages with mobile phone missed payments are probabl...

https://www.nicheadvice.co.uk/mortgage-with-mobile-phone-missed-payments/

Mortgage with Mobile Phone missed payments

https://youtu.be/FtTf9xjJr54 How do mobile phone missed payments affect my chances of getting a mortgage? How do mobile phone missed payments affect my chances of getting a mortgage? Mortgages with mobile phone missed payments are probabl...

https://www.nicheadvice.co.uk/mortgage-with-mobile-phone-missed-payments/

Fixed Rate Mortgage should you opt for a 2 or 5 year Fixed Interest rates

Should you take a 2 or 5 year fixed rate on a residential mortgage? In this video guidance on whether to take a 2 or 5 year Fixed Interest rate Mortgage provided ...

https://www.youtube.com/watch?v=fQ-SXmKy_V0

Auction Finance - what to watch out for before you go to Auction including past problems cases

Auction Finance and how does it really work - Buying property has heated up with many bargains coming to the fore due to the pandemic, and Auction Finance ...

https://www.youtube.com/watch?v=PAVPWQ7UjCg