5.5 times income Professional Mortgage for purchases with 10% deposit

Borrow more if you are a Professional The UK Mortgage Market has pretty much been stuck at 4.49 times income for cases with less than 15% deposit for months now so it’s refreshing to learn as we turn into February 2021 that we can now provide a solution for up to 5.5 times income for […] The post 5.5 times income Professional Mortgage for purchases with 10% deposit appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/5-5-times-income-professional-mortgage-for-purchases-with-10-deposit/

5.5 times income Professional Mortgage for purchases with 10% deposit

https://youtu.be/gQ-fPij6U-E Borrow more if you are a Professional The UK Mortgage Market has pretty much been stuck at 4.49 times income for cases with less than 15% deposit for months now so it’s refreshing to learn as we turn into Febru...

https://www.nicheadvice.co.uk/5-5-times-income-professional-mortgage-for-purchases-with-10-deposit/

5.5 times income mortgage for purchases with 10% deposit in the UK

The UK Mortgage Market has pretty much been stuck at 4.49 times income for cases with less than 15% deposit for months now so it’s refreshing to learn as we turn into February 2021 that we can now provide a solution for up to 5.5 times income for professional applicants looking to purchase. The provider is a specialist division of a major UK Bank and access is limited to Mortgage Brokers only, which of course includes Niche Advice. Who is classified as a “Professional?” The acceptable professions in alphabetic order are: • Accountants • Architects • Actuaries • Barristers • Chartered surveyors • Dentists • Medical doctors • Optometrists • Pharmacists • Solicitors • Veterinarians The qualification must align to one of the respective registered bodies and must be within the last 5 years. Joint applications are allowed if one of the applicants is a professional. Other Main Qualification Rules for the 5.5 times income mortgage are: • The annual salary is

https://www.youtube.com/watch?v=gQ-fPij6U-E

Mortgage Market update 2021 Stamp Duty Holiday Mortgage Affordability Rules Employed & Self Employed

Mortgage Market update 2021 Stamp Duty holiday | In this cram packed video Mr Payam Azadi outlines the main mortgage changes and challenges for the Mortgage Market in 2021 | He covers the toughening of mortgage affordability assessments particularly for the self employed | How desk-top valuations have become ingrained in low loan-to-value mortgage processes due to the pandemic | How technology is shaping the role of a Mortgage Broker | He also updates us on the expected demise of the Stamp Duty holiday and the chances of Solicitors to meeting the deadline. ⏱️TIMESTAMPS⏱️ Just click on the Topic links below 0:00 Intro 2:03 Stamp Duty Holiday Extension 6:03 Hight Loan to Value Mortgages 8:32 Mortgage products and rules for the Self Employed 15:25 Mortgage Affordability Commission & Bonus Income 15:25 Conveyancers Challenges and whats to come 15:25 Valuation process and Desk Top Valuations 15:25 How the role of a Mortgage broker will change in the future ++++++++++++++++++

https://www.youtube.com/watch?v=gi7xYHAbmas

How Contractor Mortgages Work

From Daily Rate IT Contractor to Zero Hour and Fixed Term Contracts How do Contractor Mortgages work? | This is not a straight-forward answer so you must watch this video by mortgage expert Mr Payam Azadi in which he explores how Contractor Mortgages work in detail. He drills right down to the nitty-gritty of multiple […] The post How Contractor Mortgages Work appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/how-contractor-mortgages-work/

How Contractor Mortgages Work

https://youtu.be/Spe4PlvE4wo From Daily Rate IT Contractor to Zero Hour and Fixed Term Contracts How do Contractor Mortgages work? | This is not a straight-forward answer so you must watch this video by mortgage expert Mr Payam Azadi in whic...

https://www.nicheadvice.co.uk/how-contractor-mortgages-work/

How Contractor Mortgages Work - From Daily Rate IT Contractor to Zero Hour and Fixed Term Contracts

How do Contractor Mortgages work? | This is not a straight-forward answer so you must watch this video by mortgage expert Mr Payam Azadi in which he explores how Contractor Mortgages work in detail. He drills right down to the nitty-gritty of multiple contract types and how they are viewed by Mortgage Lenders when assessing affordability. He covers fixed term contracts, the use of \"daily rate\" contracts in sectors such as IT and the legal profession, and \"zero hour\" contracts which now form part of the fabric of UK employment. Niche Advice specialises in Contractor Mortgages which can be more complex often combining multiple lending criteria rules to find a suitable Contractor Mortgage product. ++++++++++++++++++++++ ++++++++++++ To subscribe to this channel click on the link https://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1 ++++++++++++++++++++++++++++++++++ If you\'re looking to talk to a Contractor Mortgages Broker do get in touch with Payam Azadi at Nic

https://www.youtube.com/watch?v=Spe4PlvE4wo

Why people take out Secured Loans and why do some brokers charge so much

A secured loan is essentially a second loan put behind a traditional first charge mortgage. Buy why do people take our Secured Loans and why are some of the costs for the Loans often so much higher than traditional mortgages. ++++++++++++++++++++++ ++++++++++++ To subscribe to this channel click on the link https://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1 ++++++++++++++++++++++++++++++++++ If you\'re looking to talk to a Secured Loan Broker do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact... T:0207 9932044 www.nicheadvice.co.uk ++++++++++++++++++++++++++++++++++ AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully d

https://www.youtube.com/watch?v=L2F1GkTrmI0

Probate Services

Instructing a professional estate administration provider What to consider Following a bereavement, there are a number of tasks to be considered and completed. This responsibility falls to the Executor(s) if there’s a Will or Administrator(s) if there is no Will (known as intestacy). Both roles have the same responsibility; to administer a person’s legal and […] The post Probate Services appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/probate-services/

Probate Services

Instructing a professional estate administration provider: What to consider Following a bereavement, there are a number of tasks to be considered and completed. This responsibility falls to the Executor(s) if there’s a Will or Administra...

https://www.nicheadvice.co.uk/probate-services/

Probate Services

Instructing a professional estate administration provider: What to consider Following a bereavement, there are a number of tasks to be considered and completed. This responsibility falls to the Executor(s) if there’s a Will or Administra...

https://www.nicheadvice.co.uk/probate-services/

Probate Services

Instructing a professional estate administration provider: What to consider Following a bereavement, there are a number of tasks to be considered and completed. This responsibility falls to the Executor(s) if there’s a Will or Administrator(...

https://www.nicheadvice.co.uk/probate-services/