Biyernes, Disyembre 23, 2022

Right to Shared Ownership scheme Mortgage



Right to Shared Ownership has opened its door for Tenants living in social and affordable housing to purchase a share in their own Home. The link to my article is https://www.nicheadvice.co.uk/right-to-shared-ownership-scheme-mortgage/ To contact Payam and talk about a Right to Shared Ownership scheme Mortgage please click here https://www.nicheadvice.co.uk/contact... ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general in

https://www.youtube.com/watch?v=nMDY01fxy5E

Self Employed VS Employed Mortgages



Self Employed VS Employed Mortgages. Some of the big differences between self-employed and employed mortgage clients and how brokers and mortgage lenders review you the different risk factors and equate them to mortgage lending criteria. To contact Payam please click here https://www.nicheadvice.co.uk/contact... ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage

https://www.youtube.com/watch?v=tIWVcLruRBU

Right to Shared Ownership scheme Mortgage



Mortgage for Right to Shared Ownership scheme Calling all Tenants living in social and affordable housing The Right to Shared Ownership scheme is now open. Right to Shared Ownership has opened its door for Tenants living in social and affordable housing to purchase a share in their own Home. To qualify, Tenants must have lived […] The post Right to Shared Ownership scheme Mortgage appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/right-to-shared-ownership-scheme-mortgage/

Right to Shared Ownership scheme Mortgage



Right to Shared Ownership scheme Mortgage Brokers one of the largest Right to Buy lender panels Right to Shared Ownership scheme Mortgage

https://www.nicheadvice.co.uk/right-to-shared-ownership-scheme-mortgage/

Huwebes, Disyembre 22, 2022

Choosing the Right Mortgage Term



Some of the things you need to think about before choosing a mortgage term including the line of work that you\'re in in how how your future income and circumstances may change over the years and potentially your own risk factors as a mortgage client. o contact Payam please click here https://www.nicheadvice.co.uk/contact... ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for

https://www.youtube.com/watch?v=WnlMBKc5Ni4

Miyerkules, Disyembre 21, 2022

Why Mortgage Broker are better than Comparison Websites



Payam talks about why he thinks Mortgage brokers are better than comparison websites and by understanding different lenders lending criteria and affordability rules how mortgage brokers can demonstrate to clients that there is no comparison. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts again

https://www.youtube.com/watch?v=lySLwShtld0

Martes, Disyembre 20, 2022

Mortgage Agreement in Principle mistakes by Brokers



Payam talks about some mortgage brokers running a Mortgage Agreement in Principle Premature before they can ascertain and confirm climb documentation which will validate earnings circumstances and credit profile so they are not giving a false sense of security to potential applicants by getting them approve without doing the back ground work. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different

https://www.youtube.com/watch?v=ENFmWpwu6ug

How Bad Credit Mortgage Lenders Differ



Getting a Bad Credit Mortgage is often more complicated because not only mortgage brokers as well as specialist mortgage lenders have to evaluate standard lending rules but also have knowledge about the clients credit profile understanding different lending criteria including past conduct of late payments default and county court judgements. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different

https://www.youtube.com/watch?v=sMnX8DPgrrU

Linggo, Disyembre 18, 2022

Get a Mortgage direct with the Bank or via a Mortgage Broker



We talk about the advantages of using a mortgage broker vs going direct to the lender to get a mortgage and how changes can affect criteria and pricing. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your home. Some Buy to let, and commercial mortgages are not regulated by the Financi

https://www.youtube.com/watch?v=FyTyJC8oP84

Biyernes, Disyembre 16, 2022

FIXED OR TRACKER MORTGAGE



We talked about the various options when it comes to taking another mortgage and some of the things to think about before you select an actual product term whether it\'s a 2-year or 5-year or a tracker deal. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your home. Some Buy to let, and

https://www.youtube.com/watch?v=6BCYpo4BhUI

Bridging Loans how long do they take?



Let\'s talk about bridging loans and some of the actual marketing providers and brokers, which unnecessarily simplify the process and sometimes are too eager to promote only the upside of such products. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your home. Some Buy to let, and comm

https://www.youtube.com/watch?v=eRuQDwylTQc

Huwebes, Disyembre 15, 2022

Buy to Let Problems in 2023



Buy-to-let problems and how landlords are being affected massively by the changes within the property sector including mortgage interest rates Rises as well as HMRC tax changes Watch the full video here https://youtu.be/RKr400uGB8c To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your

https://www.youtube.com/watch?v=51vZbafND2I

Waiting for a big crash to buy a property



In this video we talk about the people that are sitting on the sidelines and I\'ll waiting for a property crash looking to get a a deal on potential properties in 2023. Watch the full video here: https://youtu.be/FcWvjvdgr_w To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your home. So

https://www.youtube.com/watch?v=hJg0O1O7fK0

Why more properties will be on the market in 2023



Why landlords will look to sell June 2023 and how this could be an opportunity for first time buyers looking to get onto the property Ladder as more stock comes onto the market Watch the full video here https://youtu.be/RKr400uGB8c To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your

https://www.youtube.com/watch?v=EsnPBiWq5gA

Martes, Disyembre 13, 2022

Timber and Damp Report to support mortgage applications



If you are reading this blog, you have probably applied for a mortgage, and the Mortgage Lender has asked for a specialist Timber and Damp Report to support your case. The blog puts into context why a Timber and Damp Report has been asked for by your Mortgage Lender, questions what you should be thinking […] The post Timber and Damp Report to support mortgage applications appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/timber-and-damp-report-to-support-mortgage-applications/

Huwebes, Disyembre 8, 2022

Jeremy Hunt Mortgage Rescue Plan



In this episode, we touch on some of the major news around the property and mortgage market, including a meeting of the chancellor together with some of the UK\'s largest mortgage lenders and the regulator to try to come up with plans to shield the many millions of mortgage holders who are going to to be hit with a financial storm in the next few years. We also look at other news, such as their impending interest rate rise and how it could effect mortgage rates, as well as Estate Agency news looking into the online model and how purple bricks is the latest online business to be in trouble Following quite a few other fees free online mortgage brokers that have gone to the wall in the last few years . To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Vi

https://www.youtube.com/watch?v=jPESj2GG3KQ

Huwebes, Nobyembre 24, 2022

Rates to peak at 4.5 percent what type of mortgage to select



Mortgage rates are to reduce over the next few years. Think tank Capital Economics has lowered its forecasted base rate peak from five per cent to 4.5 per cent to reflect changes in government policy and an easing of inflationary pressures on the horizon. In this video, we talked about the various options available for those looking at a Mortgage to purchase a property or remortgage and some of the things they need to think about before making the decision. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mort

https://www.youtube.com/watch?v=lcyo_9nMMgE

Martes, Nobyembre 22, 2022

Product Transfer Rate Switch Mortgage Process when staying with existing Lender



How does the Product Transfer Rate Switch process work for the UK Lenders’ existing mortgage customers Q) What is a mortgage rate switch?A) It simply means you keep your current mortgage and change the mortgage product you are on. Q) What is the difference between a rate switch and a product transfer?A) None, they are […] The post Product Transfer Rate Switch Mortgage Process when staying with existing Lender appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/product-transfer-rate-switch-mortgage-process-when-staying-with-existing-lender/

Lunes, Nobyembre 21, 2022

Free BM Midshires Rate Switch Product Transfer Service



Free BM Midshires Rate Switch Existing Customer Service from Niche Advice The post Free BM Midshires Rate Switch Product Transfer Service appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/free-bm-midshires-rate-switch-product-transfer-service/

Liz Truss resigns what does this really mean for me and you?



Liz Truss resigns as British Prime Minister but how does all this work out for the common person and what we can read into whats to come in the next few months and years after the Liz Truss resignation. If you need Buy to Let Mortgage Advice you can contact Payam by clicking on the link https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing othe

https://www.youtube.com/watch?v=uhYyIeaQvts

Bank of England's Interest Rate in 2 years' time?



Lets talk about Interest Rates - In this video we dissect survey results by channel subscribers try to predict where Bank of England\'s Interest Rates will be in 2 years\' time we look at some of the pros and cons of the current situation and try to formulate a strategy of what to do in the next few years. If your are a first-time buyer or next-time buyer worried about Bank of England\'s Interest Rates and need Mortgage Advice you can contact Payam by clicking on the link https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you

https://www.youtube.com/watch?v=vwnj8XEMXcw

The Jeremy Hunt Autumn Statement and UK Property Market



Autumn Statement UK Property Market The new Chancellor Mr Jeremy Hunt’s Autumn Statement has taken on a much greater significance following the events in recent weeks so what does this mean for those who have mortgages or looking to get on the property ladder? Resident Mortgage Expert Mr Payam Azadi gives his reaction to the announcement and how the need to raise taxes might impact the mortgage market and house prices. To contact Payam please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche A

https://www.youtube.com/watch?v=kSnNGxG4rKQ

What a boring autumn statement could have been worse.



My short video about the Autumn statement.

https://www.youtube.com/watch?v=RruFdm_sVhw

Top Mortgage Tracker Rates with No ERC



In this video I am taking a look at some of the top current mortgages including Mortgage Tracker rates as well as fixed 2 and 5-year fixed rates to evaluate the current state of the market and give an overview of how mortgage products are moving on especially mortgage trackers with the emergence of mortgage with no early repayment charges or penalties which could be beneficial for purchases as well as those people looking to remortgage we also take a look at some of the land is a standard variable rate. If you need to speak to Payam about Mortgage Tracker products you can contact him by clicking on the link https://www.nicheadvice.co.uk/contact.. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgag

https://www.youtube.com/watch?v=9C_N0jjDTKU

UK Interest Rate Rise and Recession - my non corporate view of it all



The Bank of England raises interest rates by 0.75percentage points to 3% - the biggest hike since 1989. Also indicated that the UK will be in recession for 2 years or maybe longer what does it all mean to the average Joe Public and also so we try to dissect some of their predictions and look into how this could be realised. To contact Payam for advice Mortgage products after today\'s Interest Rate Rise and Recession news please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Indep

https://www.youtube.com/watch?v=yWooqJY_6GQ

Lunes, Oktubre 3, 2022

Could we see the great London Buy to Let Crash of 2022 2023



Buy to Let Mortgages | The current domestic backdrop of harsh Buy to Let rental calculations linked to rising rates is throwing up dangers ahead for Landlords particularly for Buy to Lets investments situated in London | Buy to Let expert Mr Payam Azadi talks about how Landlords are seriously considering off- loading parts of their property portfolios and the bargains this might present to first and next time buyers | He also touches on global events which could further impact the UK Buy to Let Market such as rising tensions in Ukraine and the overheating of the Chinese property market. Buy to Let Playlist Mortgage playlist https://www.youtube.com/watch?v=dv5X_QUvZBc&list=PLmlwt1p2gA83gVHAh86vm5E_Re6tbbmba&via=tb Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. If you need Buy to Let Mortgage Advice you can contact Payam by clicking on the link https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HO

https://www.youtube.com/watch?v=RKr400uGB8c

Biyernes, Setyembre 30, 2022

UK Property Market predictions your comments - crash or opportunity



Payam reads out some of the many comments left on his recent videos about the UK Property Market ranging from doom and gloom to those who want to potentially buy property in the next year. First Timer Buyer Mortgage playlist https://www.youtube.com/watch?v=dv5X_QUvZBc&list=PLmlwt1p2gA83gVHAh86vm5E_Re6tbbmba&via=tb Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. To contact Payam to about about first Timer Buyer Mortgage products click on the link https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage

https://www.youtube.com/watch?v=27Mc-J6qwgQ

Miyerkules, Setyembre 28, 2022

First Timer Buyer Mortgage Crash Opportunities - Good time to buy?



Is this a good time for First Timer Buyer Mortgage clients to buy a property, Yes there is a lot of doom and gloom negative news out there but when there are market volatility opportunities arise and we look at some of the reasons why now could be a good time to get into the property market for First Timer Buyer Mortgage clients. Payam Azadi Expert mortgage broker also talks about taking some practical steps if you are one of the hundreds of thousands of people with a mortgage renewal coming up next year ear also in his second part of this video he touches on some of the benefits of volatility within this market for first time buyers next time buyers and landlords. First Timer Buyer Mortgage playlist https://www.youtube.com/watch?v=dv5X_QUvZBc&list=PLmlwt1p2gA83gVHAh86vm5E_Re6tbbmba&via=tb Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. To contact Payam to about about first Timer Buyer Mortgage products click on the link https://www.nichead

https://www.youtube.com/watch?v=dv5X_QUvZBc

Martes, Setyembre 27, 2022

Mortgage in the next year - what to do in 2022 and 2023



Mortgage in the next year | With the economy weakening and mini-budget spooking the money markets careful planning to meet Mortgage affordability and a watchful eye on products is going to be essential if you want a mortgage in the next year | In this latest video, Mr Payam Azadi talks about how mortgage market has come to find itself in turmoil with two year money more expensive than five years, and with predictions that Bank Base Rate could reach beyond six percent. He talks about the potential use of trackers without early repayment charges and product transfers being used to help smooth the transition but calls for greater innovation from the lenders, particularly in the buy-to-let market which looks stuck in the mud. Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. To contact Payam and talk about Mortgage Affordabilty click on the link https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS

https://www.youtube.com/watch?v=FcWvjvdgr_w

Biyernes, Setyembre 23, 2022

My reaction to the mini budget



My quick reaction to the chancellor\'s mini budget talking about tax cuts stand Duty relief as well as as changes to ir35

https://www.youtube.com/watch?v=ufBtHw9i96g

Huwebes, Setyembre 22, 2022

Bridging Fees – The difference between gross and net bridging loans



Bridging Fees – Lets talk about gross and net bridging loans costs A large majority of bridging enquiries I receive are from applicants wanting the maximum loan-to-value and expecting their deposit outlay to be limited to 25%. The reality is the “single first charge” bridging market typically sits between at around 30% mark when you […] The post Bridging Fees – The difference between gross and net bridging loans appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/bridging-fees-the-difference-between-gross-and-net-bridging-loans/

Miyerkules, Setyembre 21, 2022

The problems with buy to let affordability and what needs to change



The problems with buy to let affordability | The buy-to-let rental assessment rules brought in to make the private rental sector more resilient are now becoming a hindrance as the Mortgage Lenders cannot make the rental stress-tests work | Mr Payam Azadi talks about the challenges ahead and calls for relaxation otherwise the buy to let mortgage market is set to slow. Please check our Buy to Let Mortgage play list of videos Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. To contact Payam and talk about Buy to Let Mortgage Affordabilty and please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will d

https://www.youtube.com/watch?v=LC5G7C_14es

Huwebes, Setyembre 15, 2022

Right to Buy Loans Remortgage for better rates or home improvements



Council Right to Buy Loans or Remortgage | Now you’ve bought your council home under the Right to Buy Scheme what are your options to raise money or let the property out? | In this inside-track Video Right to Buy Loans expert Mr Payam Azadi discusses how the Right to Buy discount reclaim period, credit history and property type could affect your mortgage options | He discusses capital raising including home improvements; lender switching at the end of your fixed period; further advances; second charges and Consent to Let from your existing lender. Please check our Right to Buy Mortgage play list of videos https://www.youtube.com/watch?v=CnuRXq9aHig&list=PLmlwt1p2gA80_rFMG4-sI1zAdv1_1zsiS&via=tb Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. To contact Payam and talk aboutRight to Buy Loans and Remortgage products please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A

https://www.youtube.com/watch?v=CnuRXq9aHig

Martes, Setyembre 13, 2022

Whats the Lowest and Highest Mortgage Rates in the UK



Lowest and highest mortgage rates | In this snapshot Video Mr Payam Azadi talks about the disparity in mortgage interest rates | He looks at the lowest and highest mortgage rates and explains the reason why depending on your circumstances and deposit size you could end up at either end of the spectrum | With mortgage rates expecting to rise further if you are looking to buy a property or remortgage this is a must see. Payam Azadi is an expert whole of the market Mortgage broker at Niche Advice Limited. To contact Payam and talk about how he can try to source you the best Mortgage Rates please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage

https://www.youtube.com/watch?v=CDCth5u3vdQ

Huwebes, Setyembre 8, 2022

Fixed Rate Mortgage should I fix for 2 or 5 years



Should I take a 2 or 5 year fixed rate mortgage right now | In this insightful piece resident Mortgage Expert Mr Payam Azadi shares the thought process you should go through when deciding on a 2 or 5 year fixed rate mortgage? It is thought provoking and prompts you on what questions you need to ask yourself, consider and discuss further with your Mortgage Advisor, friends and family. To contact Payam for advice on fixed rate mortgage products please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Nic

https://www.youtube.com/watch?v=FyczfYydIuM

Buy to let missed payments on credit cards loans utility bills



UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage. This “missed payments on credit cards, loans and utility bills when trying to get a buy to let mortgage” article is part of a mini-series covering the emerging trends in […] The post Buy to let missed payments on credit cards loans utility bills appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/buy-to-let-missed-payments-on-credit-cards-loans-utility-bills/

Martes, Setyembre 6, 2022

Lunes, Setyembre 5, 2022

Mortgage News Update September 2022 by Payam Azadi



It\'s already September 2022 and in this month\'s Mortgage News Update we talked about residential mortgage changes affordability and criteria as well as buy-to-let and commercial mortgage lending insight we talked about the current challenges in the market and potential opportunities that will arise during 2022 and 2023. Please do try and share our Mortgage News Updates To contact Payam for advice on Uk Mortgage products please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independ

https://www.youtube.com/watch?v=Q85CvTbhAcw

Huwebes, Agosto 25, 2022

Lunes, Agosto 22, 2022

Buy to Let Rental Stress Test Explained



How to deal with Lender Buy to Let Rental Stress The post Buy to Let Rental Stress Test Explained appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/buy-to-let-rental-stress-test-explained/

Biyernes, Agosto 19, 2022

Landlord comments



Some of the conversations on having with the existing landlords about mortgage products and the interest rate Rises

https://www.youtube.com/watch?v=7rMo1AeHIfI

Bridging Loans Fees how much do Bridging Loans really cost



Full breakdown of all the costs for bridging Loans Fees The purpose of this article is to give an overview of the Bridging Loans Fees payable when setting up Bridging Finance secured against property / real estate. The actual costs will depend on the size of the transaction, Bridging Lender and Product. It pays to […] The post Bridging Loans Fees how much do Bridging Loans really cost appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/bridging-loans-fees-how-much-do-bridging-loans-really-cost/

Huwebes, Agosto 4, 2022

The truth about today's interest rate rise



my view on today\'s interest rate rise and how you can\'t just blame it on the rise of the oil and gass.

https://www.youtube.com/watch?v=ORDMI5uT-Lw

UK Interest Rate Rise to 1.75% what happens now?



In this video Mr Payam Azadi expert Mortgage Broker from Niche Advice talks about the interest rate rise to 1.75% and how this will affect current and potential new mortgage holders. He also discusses the wider implications to the housing market; current mortgage trends and touches on his future predictions further interest rate rises; as well as potential problems ahead. So if you are thinking of buying a property soon or are undecided on whether to remortgage to lock-into a fixed rate now this is a must see. To contact Payam for advice on Buy to Let Mortgage products please click here https://www.nicheadvice.co.uk/contact... THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on you

https://www.youtube.com/watch?v=ucQyl5_IwqY

Lunes, Hulyo 25, 2022

Huwebes, Hulyo 21, 2022

Broker Exclusive Buy to Let Lenders



To contract Payam for advice on Mortgage products please click here https://www.nicheadvice.co.uk/contact-us/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your home. Some Buy to let, and commercial mortgages are not regulated by the Financial Conduct Authority. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advi

https://www.youtube.com/watch?v=saiLPxh3Utk

Sabado, Hunyo 25, 2022

Cheapest First Time Buyer 5 year Fixed Mortgage Rates



In this video we compare the cheapest First Time Buyer 5-year fixed as of today to what was around October last year we look at some of the fees and differences now after the civil interest rate rises and talk about some of the incentives dial attached to the products as always this video is for information purposes only lis3 always recommend seeking professional mortgage advice, especially for first time buyers. To read the full blog featured in the video click on the link below https://www.nicheadvice.co.uk/best-5-year-fixed-rate-mortgage-after-the-interest-rate-rise/ To contract Payam for advice on First Time Buyer Mortgage products please click here https://www.nicheadvice.co.uk/contact-us/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general informat

https://www.youtube.com/watch?v=hHbMWTY05-s

Best 5 Year Fixed Rate Mortgage after the Interest rate rise



Niche Advice Rate Tracker Index (NARTI) Rather than provide rafts of meaningless information NARTI focuses in on the key areas of: First time buyer 5 year fix with 15% deposit First time buyer 5 year fix with 10% deposit Buy-to-let 5 year fix with 25% deposit Buy-to-let 5 year fix with 20% deposit Director and […] The post Best 5 Year Fixed Rate Mortgage after the Interest rate rise appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/best-5-year-fixed-rate-mortgage-after-the-interest-rate-rise/