Martes, Enero 25, 2022

Student Home Mortgage - How to get a Student Buy to Let Mortgage in the UK



Student home mortgage | If you are looking for a student home mortgage then this video covers the topic – ranging from traditional buy-to-let mortgages which can accommodate student lets for up to 3 to 4 bedrooms then progresses onto larger sophisticated student buy-to-let housing which enters the realms of licenced Houses of Multiple Occupation (HMOs) THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think care

https://www.youtube.com/watch?v=n4j_MGtn7jo

Biyernes, Enero 21, 2022

Selecting a Mortgage Broker - how they differ and what to watch out for



Using the right Mortgage Broker could improve your mortgage chances if getting the right Mortgage product. | In this video Mr Payam Azadi independent Mortgage Brokers at Niche Advice explains the constraints other Mortgage Brokers have in terms of the Mortgage Lenders how they can access different Mortgagee products. Payam also talks about how UK Mortgage Brokers are remunerated and the different charging structures that exist within the Mortgage Broker World. The video also explains how different Mortgage Broker firms generate their income talking about the various lead generation models which exist within the Mortgage Broker arena and how it could influence the client interaction process. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY,IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general informatio

https://www.youtube.com/watch?v=MJSCbrH0vFQ

Lunes, Enero 17, 2022

How long should your Residential Mortgage Term be?



What are the key considerations when choosing the mortgage term? In this video expert Mortgage Broker Mr Payam Azadi highlights the thought process you should go through before setting the length of the mortgage term. Wrapped into this he discusses the impact of budgeting, maintaining lifestyle, overpaying, repayment strategy and the impact it could have on future borrowing. There really is a lot to consider when arriving at the decision on how long your mortgage term should be - so I recommend you listen carefully and seek professional Mortgage Advice on your own circumstances. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY,IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case shou

https://www.youtube.com/watch?v=Ke-wXPFpGY8

How long should I take my mortgage over?



I need help deciding on my mortgage term length. The “mortgage term” is the common way for expressing the length of your mortgage. How long should I take my mortgage over is a question that should be asked and thought through by every Mortgage Applicant. It is also wise to talk this through with a […] The post How long should I take my mortgage over? appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/how-long-should-i-take-my-mortgage-over/

Huwebes, Enero 13, 2022

Using 100% of your Second Income for a Mortgage Application



What you need to know about Second jobs for Mortgages and how Mortgage lenders view Second Incomes. The employment world has changed considerably in the last decade with the emergence of the gig economy, home deliveries and the demise of the high street. The population now seeks work to fit around other commitments to avoid things such as expensive child care costs, and second jobs are commonplace, but how are they factored in mortgage affordability? This article highlights the frequently asked questions on the topic: second job mortgages and provides answers, solutions and describes the Mortgage Lender underwriting thought process. As always you should discuss your individual circumstances with a professional Mortgage Broker, such as Niche Advice. Please read the full FAQ on Second Incomes for Mortgages https://www.nicheadvice.co.uk/using-100-of-your-second-income-for-a-mortgage-application/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AG

https://www.youtube.com/watch?v=JAGsmXdKiyw

Miyerkules, Enero 12, 2022

Using 100% of your Second Income for a Mortgage Application



What you need to know about Second jobs for Mortgages and how Mortgage lenders view Second Incomes. The employment world has changed considerably in the last decade with the emergence of the gig economy, home deliveries and the demise of the high street. The population now seeks work to fit around other commitments to avoid […] The post Using 100% of your Second Income for a Mortgage Application appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/using-100-of-your-second-income-for-a-mortgage-application/

Lunes, Enero 10, 2022

Access to Over 30 Council Right to Buy Mortgage Lenders in the UK



We can help you buy rour Home with a Council Right to Buy Mortgage Since the pandemic Right-to-Buy mortgages have been scarce for customers with requirements outside of “Mainstream” Mortgage Lenders. Recent self-employed and Right-to-Buy applicants with a poor credit history were either excluded or push into very high mortgage interest rates. In the last […] The post Access to Over 30 Council Right to Buy Mortgage Lenders in the UK appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/access-to-over-30-right-to-buy-mortgage-lenders-in-the-uk/