Cheapest First Time Buyer 5 year Fixed Mortgage Rates

In this video we compare the cheapest First Time Buyer 5-year fixed as of today to what was around October last year we look at some of the fees and differences now after the civil interest rate rises and talk about some of the incentives dial attached to the products as always this video is for information purposes only lis3 always recommend seeking professional mortgage advice, especially for first time buyers. To read the full blog featured in the video click on the link below https://www.nicheadvice.co.uk/best-5-year-fixed-rate-mortgage-after-the-interest-rate-rise/ To contract Payam for advice on First Time Buyer Mortgage products please click here https://www.nicheadvice.co.uk/contact-us/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general informat

https://www.youtube.com/watch?v=hHbMWTY05-s

Best 5 Year Fixed Rate Mortgage after the Interest rate rise

Niche Advice Rate Tracker Index (NARTI) Rather than provide rafts of meaningless information NARTI focuses in on the key areas of: First time buyer 5 year fix with 15% deposit First time buyer 5 year fix with 10% deposit Buy-to-let 5 year fix with 25% deposit Buy-to-let 5 year fix with 20% deposit Director and […] The post Best 5 Year Fixed Rate Mortgage after the Interest rate rise appeared first on Mortgage Advice Experts.

https://www.nicheadvice.co.uk/best-5-year-fixed-rate-mortgage-after-the-interest-rate-rise/

How would you deal with this situation?

As a UK Mortgage Broker we come across and deal with lots of different types of clients in this video I explain some of the downsides of being a mortgage broker who does not charge any upfront fees. To contract Payam for advice on Mortgages please click here https://www.nicheadvice.co.uk/contact-us/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Think carefully before securing other debts against your home. So

https://www.youtube.com/watch?v=aYLDdGtJPKg

How my good clients deal with rate rises

as a mortgage broker we come across and deal with lots of different types of clients in this video I explain some of the downsides of being a mortgage broker who does not charge any upfront fees.

https://www.youtube.com/watch?v=1C5wGWs1Ggk

Mortgage Regulator removes the need for further affordability stress tests

In this video we talk about the news that the The Financial Policy Committee (FPC) has confirmed that the affordability stress test for mortgages will be withdrawn from 1 August 2022. The stress test was introduced in 2014 and requires lenders to assess a borrower’s future ability to repay a mortgage. This is calculated by seeing if a borrower would be able to repay a mortgage if the rate was three per cent above a lender’s reversion rate. Read the full Mortgage Solutions article below. https://www.mortgagesolutions.co.uk/news/2022/06/20/fpc-to-withdraw-mortgage-affordability-stress-test-from-august/ To contract Payam for advice on Bridging Loan products please click here https://www.nicheadvice.co.uk/contact-us/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely de

https://www.youtube.com/watch?v=8NC_JYUbdYU

Bridging Loan UK Property Investor Frequently Asked Questions

Bridging Loan | In this latest Bridging finance video Mr Payam Azadi cuts to the chase with quick fire answers to the frequently asked questions he receives on bridging loans. These include: ⏱️TIMESTAMPS⏱️ Just click on the Topic links below 0:00 Introduction to the Bridging Loan Video 1:05 Can you get bridging finance if you are a first time buyer? 1:20 What is bridging finance usually used for?” 3:22 How long does it typically take to get a bridging loan arranged? 5:08 Can you take out a bridging loan under a limited company structure and what are some of the differences to personal names? 5:49 What is the standard loan to value on a bridging loan’ and how does it all work – the difference between ‘gross’ and ‘net’ loans? 8:22 What basis will the property be valued on? Open market? Restricted day value? By a Surveyor? By a computer? 10:12 What\'s the difference between a ‘regulated bridging’ and a ‘non-regulated’ bridging loan? 13:14 What is

https://www.youtube.com/watch?v=KHkKlUryFCw

Response to PM Boris Johnson Right to Buy Extension Mortgage and Housing Speech

Hot off the press resident Right-to-Buy Mortgage expert Mr Payam Azadi covers the main points of PM Boris Johnson\'s Right to Buy Mortgage and Housing Speech today | Boris Johnson gives his perspective on how the proposed mortgage affordability changes on Right to Buy and the support of the Housing Associations will assist on the delivery of affordable housing. A real must see for Council Tenants aspiring to be homeowners. Will Boris Johnson\'s plans in his speech work or are they just talk? To contract Payam for Mortgage Advice please click here https://www.nicheadvice.co.uk/contact-us/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your

https://www.youtube.com/watch?v=JVp3OoQYM64

Change the mortgage offer after its been issued by the lender

Amend the Mortgage Offer – Extension Affordabilty New Criteria Extension Requests​ ​A Mortgage Offer is a legal document showing a Mortgage Lender’s intent to lend. It can  in theory be withdrawn at any point up until Completion (funds release) but if funding  conditions remain normal the money should be lent providing the conditions are met.​ “Common conditions” in the Mortgage Offer include insuring the building and the sale of another property. There could also be “special conditions” which are more centred on your case in particular such as “the repayment of personal debt or buying another property simultaneously with the proceeds”. All of these “Offer conditions” will need to be worked through with your Solicitor.​ There will also be a deadline for Completion and it’s about this timeframe that this  series of frequently asked question

https://www.nicheadvice.co.uk/changing-the-mortgage-offer-after-its-been-issued-by-the-lender/