Bridging finance what is it and how is it used?

I often get questions about Bridging finance so it\'s about time we touched on the topic, we will also be uploading more shorts on this sector of mortgages so keep your eyes peeled.? Think carefully before securing other debts against your home. As a mortgage is secured against your home/property it could be repossessed if you do not keep up the mortgage repayments. #mortgagebrokeruk #mortgagetips #mortgages #bridgingfinance #tips

https://www.youtube.com/watch?v=CAWp7aBSiKQ

Properly gift a deposit.

Here\'s a quick explanation around buffer deposits. If you want the best mortgage tips subscribe to our channel Nicheadvice we have over 200 videos discussing similar topics. Think carefully before securing other debts against your home. As a mortgage is secured against your home/property it could be repossessed if you do not keep up the mortgage repayments. #mortgage #mortgageloans #mortgagetips #nicheadvice #gifted

https://www.youtube.com/watch?v=XFPl5IMkOO0

How to get a mortgage on a low EPC property.

How to refinance a property with a low EPC, while minimising the risk and costs. Please feel free to get in touch if your in need of some professional advice on mortgages. Subscribe for more content like this?. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Pr

https://www.youtube.com/watch?v=wfT58Sko0nk

How mortgage lenders deal with interest rates rising.

This is what happens when interest rates rise in the property market. Now this jump happened during the start of 2022 but this still applies today as the effect this has on mortgage brokers, lenders, banks and the property market as a whole can be seen throughout history just with different figures. Think carefully before securing other debts against your home. As a mortgage is secured against your home/property it could be repossessed if you do not keep up the mortgage repayments.

https://www.youtube.com/watch?v=16TkxDv2M0U

What type of mortgages don’t I do??❌

Here\'s the type of mortgages I don’t tend to work on did this suprise you at all let me know below? Think carefully before securing other debts against your home. As a mortgage is secured against your home/property it could be repossessed if you do not keep up the mortgage repayments. #mortgage #mortgageloans #mortgagetips #mortgagebroker

https://www.youtube.com/watch?v=N5SNcN7O5zI

The reason why new build property deposits cost more than usual #newbuildhome

#newbuildhome A question I’m sometimes asked as a mortgage broker is why new build properties require a larger deposit than older properties. The answer is simple, lenders are more cautious with new build properties due to a lack of history with the property. Premiums are generally higher with new builds and as a result, to minimise risk, the lenders charge more for deposits on a new build properties. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice i

https://www.youtube.com/watch?v=z7D0QOjRFtY

Purplebricks sold to Strike for just £1 end of low costs propery services?

Are you looking for a low cost property service? Are online estate agents the way to go? Find out why Purplebricks, one of the leading online estate agents, has recently been sold to Strike for just £1. See what this means for the future of low cost property services and discover where you can find reliable alternatives to traditional estate agents. New Source on the The Negotiator website below https://thenegotiator.co.uk/breaking-purplebricks-sold-to-strike-for-just-1/#:~:text=The%20final%20chapter%20in%20the,pending%20approval%20by%20its%20shareholders. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST

https://www.youtube.com/watch?v=DgMrQnftX_g

Self Employed Mortgage - 1 Year Fixed Product

If you\'re looking for a self-employed mortgage and have got a complex income structure this particular product may be right for you it\'s a one-year fixed mortgage product for employed and self-employed applicants with lots of innovative ways the lender can look at your income. Please click here to read the full lending criteria and current rates featured in this video: https://www.nicheadvice.co.uk/1-year-fix-self-employed-mortgage/ ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video

https://www.youtube.com/watch?v=SrqIa-bnAyE

How to give yourself the best chance at securing property #mortgage #mortgages #firsttimehomebuyer

Check out our other YouTube videos for more info Guys one thing I cannot stress enough is being prepared and organised when applying for mortgages and purchasing property. Often you will find there can be competition for a particular property so to give yourself the best chances of securing property you should be prepared and organised. You want to be in a situation where, when under pressure from estate agents and developers you can come back and provide them with certain details and documentation required during the home buying process. As always I advise you speak to a professional for further advice, you can either reach out to us or reach out to someone else but always get professional advice when applying for mortgages and purchasing property. Think carefully before securing debts against your home. As a mortgage is secured against your home or property it could be repossessed if you do not keep up the mortgage repayments. The content of this Video does NOT constitute givin

https://www.youtube.com/watch?v=JyW2BPqxs68

Self Employed Mortgage - 1 Year Fixed Product

If you\'re looking for a self-employed mortgage and have got a complex income structure this particular product may be right for you it\'s a one-year fixed mortgage product for employed and self-employed applicants with lots of innovative ways the lender can look at your income. Please click here to read the full lending criteria and current rates featured in this video: https://www.nicheadvice.co.uk/1-year-fix-self-employed-mortgage/ ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video

https://www.youtube.com/watch?v=SrqIa-bnAyE

Rent to Rent what is going on?

some important questions are raised about the rent to rent buy-to-let concepts which has become very prevalent in the UK.

https://www.youtube.com/watch?v=f7ynzYyLebs

First Time Buyer 100% Mortgage UK launched 2023

First Time Buyer - 100% Mortgage has been launched. In this video mortgage expert talks about some of the first time buyer mortgage eligibility requirements to get a 100% percent Mortgage with no deposit contribution needed from applicants. For an example of product rates and fees please click here to read my full blog on the First Time Buyer 100% Mortgage UK launched. https://www.nicheadvice.co.uk/first-time-buyer-100-mortgage-uk-launched-2023/ 00:00 Introduction 00:53 Name of The lender 01:21 Eligibility Criteria 03:38 What I think about the product 04:50 Rates & Fees 05:16 Lender affordability rules 05:50 Things to consider 07:07 Outro Key eligibility criteria to get a First Time Buyer 100% Mortgage are below · Each applicant must be a First Time Buyer to get a 100 percent Mortgage · Each applicant must be aged 21 or over to get a 100 percent Mortgage · The same people who are renting now (and have been for the last 12 months) must be the same people on the mortgage

https://www.youtube.com/watch?v=UJm9nnc7fV0

Property Crash what can happen and how it can be avoided

Looking at their theatrical models many Economists are predicting we are on a verge of a Property Crash. In this video I question whether they are they discounting preventive steps to address the situation? And call on Government and Regulator policy interventions to set a different course and help prop the property market up. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification fo

https://www.youtube.com/watch?v=JKkWfwZFVUs

1 Year Fix Self Employed Mortgage

Borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 Bumper year or just 1 year’s trading – borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 … it could be the ideal stepping stone for you! So if you have a need to […] The post 1 Year Fix Self Employed Mortgage appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/1-year-fix-self-employed-mortgage/

Five year fixed buy to let mortgage #buytolet #mortgages #mortgagetips #propertyinvestment

Please check out our most recent YouTube video for much more info on this subject - LINK IN BIO #buytoletmortgage I’ve got some brilliant news for those wishing to purchase property with a buy to let mortgage. You now can potentially access a five year fixed mortgage with no early repayment charges. This is going to open up opportunities for many more people and could potentially be a game changing product for some people. Think carefully before securing other debts against your home. As a mortgage is secured against your home or property it could be repossessed if you do not keep up the mortgage repayments. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with d

https://www.youtube.com/watch?v=nAfTdRgvKh8

5 Year Fixed Buy to Let Mortgage with no early repayment charge

Benefits from rental calculations to fit on a 5 Year Fixed Buy to Let Mortgage with no early repayment charge – Best of both worlds for buy to let landlords Purchase and Remortgages. To read the full blog post on this product, please click on the below link https://www.nicheadvice.co.uk/5-year-fixed-buy-to-let-mortgage-with-no-early-repayment-charges/ ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purpos

https://www.youtube.com/watch?v=ETfzkpncWhE

5 Year Fixed Buy to Let Mortgage with no early repayment charges

Benefits from rental calculations to fit on a 5 Year Fixed Buy to Let Mortgage with no early repayment charges throughout - Best of both worlds The post 5 Year Fixed Buy to Let Mortgage with no early repayment charges appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/5-year-fixed-buy-to-let-mortgage-with-no-early-repayment-charges/

My opinions on help to buy schemes in the uk #helptobuy #ukmortgage #mortgagerates

For more info on mortgages check out our YouTube and website - LINK IN BIO Help to buy mortgages #helptobuy The government has recently been toying with the idea of bringing back help to buy schemes in the uk. This certainly can beneficial for some individuals and first time buyers to help them into the property ladder. Although in my opinion the scheme is not entirely sustainable. let me know what your opinions are and I’ll answer any questions that you’ve got down in the comments below. Think carefully before securing other debts against your home. As a mortgage is secured against your home or property it could be repossessed if you do not keep up the mortgage repayments. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Adv

https://www.youtube.com/watch?v=rFoWTy5JLHc

Gifted equity mortgage explained #mortgages #mortgagetips #giftedequitymortgage

You probably have heard of a gifted deposit for a mortgage but have you heard of gifting equity for a mortgage?? Let me explain? Think carefully before securing other debts against your home. As a mortgage is secured against your home or property it could be repossessed if you do not keep up the mortgage repayments. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Some Buy to let, and commercial mortgages are not regulated by the Financial Conduct Authority. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated

https://www.youtube.com/watch?v=Ghf4EYGyj2k

Should you get survey when purchasing property #homebuyersurvey #buildingsurvey #mortgagegsurvey

Go and assess your own situation, but in most cases YES you should look into getting your own survey done when buying a property. ?? Think carefully before securing other debts against your home. As a mortgage is secured against your home or property it could be repossessed if you do not keep up the mortgage repayments. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Some Buy to let, and commercial mortgages are not regulated by the Financial Conduct Authority. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regul

https://www.youtube.com/watch?v=WqL9tC9SDNs

HELP TO BUY RETURNS? Is It Good or Bad For First Time Buyers?

In this video, we look at recent news in the media about the Help to Buy scheme potentially being revived back by the conservative government to try to help meet government targets of building 300,000 new homes. We look at the origins of how the Help to Buy scheme evolved over the years, and some of the dangers around Help to Buy and the overall workings, especially when it comes to affordability. We also suggest some new ideas on how mortgages could be potentially underwritten in the future to help first-time buyer to try and get on the property ladder. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST Y

https://www.youtube.com/watch?v=awHFV7eeV4c

Finding the right mortgage broker #mortgages #mortgagetips #mortgagebroker

Are all mortgage brokers the same? No of-course not, each mortgage broker and firm will vary depending on the person. You will find that certain brokers are more suited to your needs and so you should always research into brokers and firms prior to reaching out to them. Think carefully before securing other debts against your home. As a mortgage is secured against your home or property it could be repossessed if you do not keep up the mortgage repayments. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Some Buy to let, and commercial mortgages are not regulated by the Financial Conduct Authority.

https://www.youtube.com/watch?v=dWgFY_sGf9s

How job changes impact mortgages #mortgages #mortgagetips #propertyinvestment

Don’t worry its not as overwhelming as it sounds usually your mortgage broker will look at your income as well as how your past experiences have been when renting our buying homes and you’ll manage to figure out a solution. Think carefully before securing other debts against your home. As a mortgage is secured against your home or property it could be repossessed if you do not keep up the mortgage repayments. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing with different types of clients buying properties all across the UK. Some Buy to let, and commercial mortgages are not regulated by the Financial Conduct Authority. Niche Advice Limited is a Credit Broker

https://www.youtube.com/watch?v=4Bs8Vz-WXlY