How can I get a Mortgage over five times salary

Can you still get you a mortgage over five times salary and if so what is needed The answer is “yes” but it depends on your personal circumstances but its not going to be easy to get a mortgage over five times salary. In short the maximum inco...
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Changes to the Family Buy to Let Mortgage product in the UK

Buy to Let Mortgages to rent to family members rules - Information on Regulated Buy to Let Mortgages     If you want to buy a house and rent it to a family member such as your children (aged over 18 years), father, mother, brother sister, aunt ...
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Mortgage Conveyancing explained

What does a Mortgage conveyancer /solicitor do when a property is purchased and how does this effect my house purchase chances? My role as a Mortgage Broker is to obtain finance to purchase a property requires me to keep you updated until the mo...
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What do mortgage lenders look for in your bank statements?

If you are applying for a mortgage then the chances are the lender will want to see your bank statements, but why are these relevant? Affordability Bank statements normally display the monthly income and outgoings of a household. The lender c...
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Top 10 Mortgage valuation problems

Mortgage valuation problems & what property defects are mortgage lenders looking for in their valuation? When you are arranging a mortgage the lender will carry out a basic mortgage valuation. This article covers the Top 10 Mortgage valuatio...
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What documents do I need to get a Residential Mortgage?

In this post I will try to clarify what documents are needed in order for you to get a mortgage. Please can I start by stating that since the FCA Mortgage Market Review (MMR), the level of documentation required by the lenders as well as brokers has...
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Refugee Mortgage with a VISA in the UK

This article is about getting a UK mortgage if you are on a refugee VISA If you’re looking for a mortgage with a Visa in the UK then you have certainly come to the right place. I can help with all types of VISA Tier 1, Tier 2, Spousal Visas etc. h...
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