Martes, Hulyo 27, 2021

New Contractor Mortgage after IR35 Umbrella Company Employee Mortgage



New Contractor Mortgage after IR35 the mortgage industry has been slow to adapt and react to the ever challenging needs of many contractors living and working in the UK one of the biggest issues has been four applicants who have recently moved into an employed position under an umbrella company. In this video, Payam Azadi talks about some of the great solutions for Umbrella Company Employees and also looks at Mortgages for employed and self-employed Contractors on a daily rate. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY,IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independe

https://www.youtube.com/watch?v=gTj4Imrkd2U

Martes, Hulyo 20, 2021

Mortgage Market - New Builds Issues - Fixed Rates - Property Down Valuations - lending criteria



In this Mortgage Market Update, Payam Azadi Mortgage broker at Niche Advice talks about real-life case scenarios including how clients are selecting fixed-rate Mortgage products, buy to let inventor problems tenant eviction issues and how landlords can protect themself\'s property supply in the south and experience on new build deals. Payam also shared his own experience is buying a property in an overheated market back in 2007 and what he learnt from the experience. ⏱️TIMESTAMPS⏱️ Just click on the Topic links below 0:00 Intro 1:19 Current Fixed rates and products 2:29 UK Inflation and future interest rates 5:08 What I did with my own Mortgage selection 5:42 New Build problems to watch out for. 8:08 Buy to Let choosing the wrong property 9:40 How Bridging finance is being used in some cases 10:48 Rental guarantee & legal protection for Landlords 12:53 How bank Statements are being reviewed by lenders 13:48 Pressure around finding the right property 15:10 News that 50% of bu

https://www.youtube.com/watch?v=5QqdlV4V_Nw

Miyerkules, Hulyo 14, 2021

How to Buy property with your children under the age of 18 and get Buy to Let Mortgage.



Buying property with your children can be a way of securing their future and we now have a way to get a Buy to Let Mortgage with your children. Most parents will look to buy property for their kids when they are grown up or studying, and there are a number of mortgage solutions available, however, did you know you can start buying property for kids before they reach the age of 18 using a special a Limited Company Special Purpose Vehicle (SPV). If you want to talk about a Buy to Let Mortgage with your children do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact-us/ T:0207 9932044 www.nicheadvice.co.uk ?️ SUBSCRIBE TO OUR YOUTUBE CHANNEL: https://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1. ?️ FOLLOW US ON TWITTER: https://twitter.com/nicheadviceuk ?️ FOLLOW US ON INSTAGRAM: https://www.instagram.com/nicheadviceuk/ ?️ LIKE OUR FACEBOOK PAGE: https://www.facebook.com/nicheadviceuk/ ?️ CHECK OUT OUR WEB

https://www.youtube.com/watch?v=qQOz17JcByk

Biyernes, Hulyo 2, 2021

Buy to Let Remortgage to buy property in Auction or Cash



Buy to Let Remortgage for buying at auction. | If you are looking to raise money against a property by Buy to Let Remortgage to fund an auction purchase then this video is sure to help. | Mr Payam Azadi runs through why remortgages are cost effective finance vehicles but need a greater lead in time and planning. | He talks about the advantages of selecting Buy to Let Remortgage lenders that do not tie you into a specific auction purchase when you want to purchase in cash. If you want to talk about a Buy to Let Remortgage do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact... T:0207 9932044 www.nicheadvice.co.uk ?️ SUBSCRIBE TO OUR YOUTUBE CHANNEL: https://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1. ?️ FOLLOW US ON TWITTER: https://twitter.com/nicheadviceuk ?️ FOLLOW US ON INSTAGRAM: https://www.instagram.com/nicheadviceuk/ ?️ LIKE OUR FACEBOOK PAGE: https://www.facebook.com/nicheadviceuk/ ?️ CHECK O

https://www.youtube.com/watch?v=z5p65G6Ht4I

Biyernes, Hunyo 25, 2021

Mortgage Update June 2021 The Stamp Duty Deadline Youtube LIVE



If you want to talk about a mortgage do get in touch with Payam Azadi at Niche Advice https://www.nicheadvice.co.uk/contact... T:0207 9932044 www.nicheadvice.co.uk ?️ SUBSCRIBE TO OUR YOUTUBE CHANNEL: https://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1. ?️ FOLLOW US ON TWITTER: https://twitter.com/nicheadviceuk ?️ FOLLOW US ON INSTAGRAM: https://www.instagram.com/nicheadviceuk/ ?️ LIKE OUR FACEBOOK PAGE: https://www.facebook.com/nicheadviceuk/ ?️ CHECK OUT OUR WEBSITE: https://www.nicheadvice.co.uk/ THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY,IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Pr

https://www.youtube.com/watch?v=xjtvmwQWsy0

Huwebes, Hunyo 17, 2021

Why some First Time Buyer 5 Percent mortgage deposit deals get declined



Why some First Time Buyer 5 Percent mortgage deals get declined | mortgage rejects with a 5% deposit | The amount of equity when applying for a mortgage has always been pivotal to the decision making of Mortgage Lenders there are however ways of improving the outcome | In this insightful piece Mr Payam Azadi talks about First Time Buyer Mortgages and how high in-debtness can contribute to the mortgage being declined; how \"gifted\" deposits are viewed in comparison to savings; how previous declines might affect the outcome; the use of the mortgage guarantee scheme to fund the 5 Percent mortgage deposit; job length and many more factors. ?️ SUBSCRIBE TO OUR YOUTUBE CHANNEL: https://www.youtube.com/channel/UCWu0TaWlZ4z6mFknWxpJshw?sub_confirmation=1. ?️ FOLLOW US ON TWITTER: https://twitter.com/nicheadviceuk ?️ FOLLOW US ON INSTAGRAM: https://www.instagram.com/nicheadviceuk/ ?️ LIKE OUR FACEBOOK PAGE: https://www.facebook.com/nicheadviceuk/ ?️ CHECK OUT OUR WEBS

https://www.youtube.com/watch?v=57eqiz793lM

Biyernes, Hunyo 11, 2021

Mortgage deals in a Heated UK Property Market - problems and solutions



Mortgage deals in an over-heated market. | It\'s been a long time since the property market has been booming to such a degree but a heated market does present challenges as well as opportunities when it comes to getting the right Mortgage deals. | Mr Payam Azadi talks through the advantages and disadvantages of high loan-to-value mortgages which have been a major driving force for the market surge. | He also touches on how more Lenders are open to applicants with minor credit problems as they seek to maintain market share. | He discusses: how let-to-buys are being utilised to break the property-chain; and how high Right to Buy valuations can put mortgages out of reach if you don\'t select the right lender. ⏱️TIMESTAMPS⏱️ Just click on the Topic links below 0:00 Intro 1:10 Type of Problems we are seeing in a Heated Market 3:29 Hight Loan to Value Residental Mortgage deals 4:12 Let to Buy Mortgage and Keeping your existing Residental Property 6:05 Up to 4 people People buying t

https://www.youtube.com/watch?v=6f0C6UTs2xo