How to Get a FREE Credit Report in 2024 | Step-by-Step Guide & Report Explanation

In this video, I\'ll show you how to get your FREE credit report in 2024 with a simple step-by-step guide. Learn where to access your report, how to review it, and what each section of the report means for your credit health. Whether you\'re looking to improve your credit score or just want to stay informed, this guide has you covered! Don’t forget to LIKE and SUBSCRIBE for more personal finance tips! ? What You\'ll Learn: Download your credit report for FREE by clicking on the link below https://www.checkmyfile.com/?ref=payamazadi&cbap=1 Try it FREE for 30 days, then £14.99 a month - cancel anytime. ? What You\'ll Learn: Where to access your free credit report Step-by-step process to download it How to read and understand your credit report Tips on maintaining a healthy credit score ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twit

https://www.youtube.com/watch?v=L-ecFPp6jl0

Understanding Lenders: The Shift to Income and Risk-Based Approaches

Discover how the lending industry is evolving from traditional income-based methods to a more nuanced income and risk-based evaluation. We explore current trends and what this means for self-employed and employed individuals looking for loans. #LendingTrends #RiskBasedLending #IncomeBasedApproach #FinancialEducation #SelfEmployedFinance #LoanApproval #FinanceTips #CreditScores #LenderInsights #MortgageAdvice

https://www.youtube.com/watch?v=9VmYd5bdjiY

AI in Healthcare: Who's Responsible for Mistakes?

We explore the critical question of liability in healthcare as AI technologies become commonplace. What happens if an AI makes a medical error, and who will be held accountable? This discussion is crucial for professionals in the medical field. #AIHealthcare #MedicalLiability #PharmacistInsurance #HealthcareResponsibility #DigitalHealth #ArtificialIntelligence #HealthTech #MedicalError #FutureOfMedicine #Accountability

https://www.youtube.com/watch?v=qzNVbqjZD0Q

From Blockbuster to Netflix: How Viewing Habits Have Evolved

Experience a nostalgic journey as we explore the dramatic shift from renting videos on a Friday night to instant streaming. Discover how this transformation has changed our viewing habits, especially for younger generations who don’t know waiting for the next episode! #Blockbuster #Netflix #StreamingRevolution #ViewershipTrends #EntertainmentHistory #DigitalMedia #WatchingChanges #PopcornNights #Nostalgia #ModernViewing

https://www.youtube.com/watch?v=BqKabIfBbDw

Prepare for Mortgage Shifts: The Next 25 Years! ??

Get ready for significant transformations in the mortgage landscape! As we explore the impact of long-term planning, discover how changes over the next 25 years will reshape your financial future. Don\'t just think short-term; we\'re in this for the long haul! #MortgagePlanning #FinancialFuture #HomeLoans #LongTermInvestment #HomebuyingTips #RealEstateTrends #MortgageAdvice #InvestmentStrategy #HomeFinance #WealthBuilding

https://www.youtube.com/watch?v=otD-Vzqs8C4

Your industry will get you declined for a mortgage in the future

How future mortgage affordability will be based on not only affordability but industry risk factors ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage Broker before you apply. Niche Advice are Independent Whole of the Market Mortgage Broker dealing

https://www.youtube.com/watch?v=QKC2p51qmZg

UK mortgage rates about to increase

https://www.youtube.com/watch?v=tTJmNsFFwmU

Right to Buy Rules: Family Benefits Explained

Discover how family dynamics play a crucial role in right to buy calculations. We explore affordability assessments for couples and parents, ensuring council homes stay within the family. Learn the ins and outs of this unique buying process! #RightToBuy #HousingAffordability #CouncilHomes #FamilyBenefits #HomeBuyingTips #PropertyInvestment #RealEstateAdvice #AffordableHousing #FamilyWealth #CommunityMatters

https://www.youtube.com/watch?v=xGlVxcvtKdE

Mastering Mortgages: Essential Tips for Visa Holders

Navigating the mortgage landscape can be challenging for visa holders. We explore crucial factors like deposit requirements, loan-to-value ratios, and the expertise of independent brokers to help you secure the best mortgage options for your unique situation. #MortgageTips #VisaHolders #IndependentBrokers #LoanToValue #RealEstateAdvice #ForeignNationals #FinancialGuidance #HomeBuying #PropertyInvestment #MortgageExpert

https://www.youtube.com/watch?v=ukv2RPivMmI

6x Income Boost Mortgage for First-Time Buyers Mortgage Hack!

6x Income mortgage for First Time Buyers. Nationwide Building Society has announced an incredible opportunity for first-time buyers! Now, you can borrow up to 6 times your income with just a 5% deposit! This is a game-changer for aspiring homeowners looking to make their property dreams a reality! #firsttimebuyer ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage

https://www.youtube.com/watch?v=-6u-1C0PRWI

Niche Live Stream

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Winning the Property Bid: Join Our Team Approach

Learn how to secure your dream property in a competitive market. Discover our effective team strategy that outshines the competition and helps clients win against multiple bidders and lenders. Teamwork makes the dream work in property buying! #PropertyMarket #RealEstateSuccess #TeamStrategy #HomeBuying #RealEstateTips #WinningBids #MortgageAdvice #PropertyInvestment #Teamwork #RealEstateBroker

https://www.youtube.com/watch?v=Sjp5f8Gz454

Is this the End of Council Right to Buy ? Government Changes on its way

Is the iconic Right to Buy scheme coming to an end in the UK? This video explores the potential changes and implications of ending council Right to Buy, a pivotal policy that has shaped the housing market for decades. Key Points Discussed: Historical context and significance of Right to Buy Current government stance and proposed changes Potential impact on council tenants and first-time buyers How this affects UK homeowners and mortgage clients Expert opinions and predictions for the future of social housing Whether you\'re a social housing tenant, first-time buyer, or an existing homeowner, these changes could significantly affect your housing options and financial planning. Don\'t miss out on understanding what this means for you! Like and subscribe for more updates on housing policies and how they impact you. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/n

https://www.youtube.com/watch?v=qylZfZkqEoA

Mortgage Tips for Self-Employed: Team Up for Success

Learn how to navigate mortgage applications as a self-employed individual. Discover the importance of communication with your accountant, solicitors, and brokers to optimize your financial situation while reducing tax efficiently. Get the best advice for securing your mortgage. #SelfEmployedMortgage #MortgageTips #FinancialPlanning #TaxEfficiency #AccountantAdvice #HomeBuying #BusinessSuccess #LoanApplication #MortgageStrategy #FinancialWellness

https://www.youtube.com/watch?v=VlFdaXV3kZM

The Consequences of the Right to Buy Policy

The Right to Buy policy, introduced by the Thatcher government, has led to diminishing council housing stocks amid rising demand. This video explores the impact of property sales, immigration, and the urgent need for affordable housing solutions. Join the conversation on housing challenges! #AffordableHousing #RightToBuy #HousingCrisis #CouncilHousing #PropertyMarket #ImmigrationImpact #HomeOwnership #SocialPolicy #HousingSolutions #CommunityNeeds

https://www.youtube.com/watch?v=YMXhIpPvLTs

Electrical Report Quote to Support Mortgage Applications

Full Electrical Report Quote Nationwide Coverage Nationwide Electrical Report Quote in conjunction with Go To Survey with Nationwide coverage. If you are reading this blog you have probably applied for a mortgage and the Mortgage Lender has asked for a specialist Electrical Report to support your case or you could be a Landlord looking to […] The post Electrical Report Quote to Support Mortgage Applications appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/electrical-report-quote-to-support-mortgage-applications/

Should You Remortgage to Pay for a Wedding and Honeymoon?

Image by StockSnap from Pixabay Remortgage to Pay for a Wedding or Getting Finance Another Way? Remortgage to Pay for a Wedding or not? Paying for a wedding and honeymoon is one of the most expensive but rewarding times. I don’t need to tell you any item you buy that has the word “wedding” associated […] The post Should You Remortgage to Pay for a Wedding and Honeymoon? appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/should-you-remortgage-to-pay-for-a-wedding-and-honeymoon/

Bank of England lowers base rate to 5.00%

Bank of England lowers base rate to 5.00%. What does this mean for mortgage holders

https://www.youtube.com/watch?v=9LNvSAkSpUQ

Mortgage Renewal Options when your fixed rate comes to an end

1.5 Million Mortgage Customers Have a Mortgage Renewal Coming up: Read on if you want to save money Mortgage Renewal is a hot topic in the UK. With over 1.5 million customers approaching the end of their fixed-rate mortgage deals, many are considering their next move. Mortgage interest rates have been high but showing signs […] The post Mortgage Renewal Options when your fixed rate comes to an end appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/navigating-your-mortgage-renewal-fixed-rates-ending-lets-try-and-uncover/

Best Bad Credit Mortgage Options 1 Year Fixed to No Early Repayment Charge Trackers

Things to consider when choosing the Best Bad Credit Mortgage product If you have had credit problems and are looking for the Best Bad Credit Mortgage, you will likely have to pay more, but the key is not to get stuck on a bad mortgage rate. But how bad is bad? The first point of […] The post Best Bad Credit Mortgage Options 1 Year Fixed to No Early Repayment Charge Trackers appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/best-bad-credit-mortgage-options-1-year-fixed-to-no-early-repayment-charge-trackers/

Mortgage to pay for university fees and accommodation

Different ways for parents to get a Mortgage to pay for university fees With university fees and costs at such a high level, it is not uncommon for parents to turn to their mortgage to pay for university fees, courses, and accommodation. In this article, we explore what approach the Mortgage Lenders will take when […] The post Mortgage to pay for university fees and accommodation appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/mortgage-to-pay-for-university-fees-and-accommodation/

Ditch your fix Mortgage Calculator

Mortgage Calculator Ditch your fix Current mortgage debt (£): £ Annual interest rate: % Early repayment charge (ERC): £ How long until the charge ends? years months Add ERC to new mortgage: Yes No New lender paying valuation/legal costs: Yes No What are the valuation/legal costs (£): £ Calculate The post Ditch your fix Mortgage Calculator appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/ditch-your-fix-mortgage-calculator/

Buying Cash and Refinance Mortgage Pros and Cons

Pros and Cons Buying Cash and Refinance Property Bought with Cash Introduction to Property Investment Buying Cash and Refinance at a later date is a popular real estate financing strategy. This approach allows investors to enjoy the benefits of being a cash buyer and later access funds through a mortgage. Here’s how you can leverage […] The post Buying Cash and Refinance Mortgage Pros and Cons appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/buying-cash-and-refinance-mortgage-pros-and-cons/

Remortgage to buy an electric Car

According to the RAC, there are now over one million electric cars in the UK, but with an average cost of around £50,000 to purchase them, the help of a Remortgage to buy an electric car may be a preferred option. That’s right; an electric car can be a massive outlay, and if you have […] The post Remortgage to buy an electric Car appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/remortgage-to-buy-an-electric-car/

Shared Ownership for Foreign Nationals with a 5% deposit

If you can’t buy a property outright, talk to our Expert brokers dealing with Shared Ownership Mortgages for Foreign Nationals At Niche Advice, we can secure a Shared Ownership Mortgage for Foreign Nationals living and working in the UK on a Visa, even if you only have a 5% deposit. Shared ownership schemes allow you […] The post Shared Ownership for Foreign Nationals with a 5% deposit appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/shared-ownership-mortgage-for-foreign-nationals-with-a-5-deposit/

95% LTV Contractor Mortgage 48 week Daily Rate Calculation

Lenders will work from your daily rate not from the accounts or tax calculation documentation There can be barriers when looking to get a Contractor Mortgage, but with 80 UK mortgage lenders at our disposal, we can normally find a way to help whether you’re a first-time buyer or home mover with as little as […] The post 95% LTV Contractor Mortgage 48 week Daily Rate Calculation appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/95-ltv-contractor-mortgage-48-week-daily-rate-calculation/

How My Client Secured a Million Pound Mortgage in Just 2 Days | Mortgage Broker Success Story

In this video, Payam Azadi, an expert Mortgage Broker at Niche Advice, shares an incredible success story of clients who secured a million-pound mortgage in just 2 days. Payam also discusses cases that took longer and reveals key strategies for securing a mortgage swiftly. This video is a must-watch for homeowners, property investors, and first-time buyers looking to understand the intricacies of a speedy mortgage approval process. Tune in to gain valuable insights and tips from an industry expert. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT

https://www.youtube.com/watch?v=_k6ytiGAUYA

UK Geo Politics Exposed - What they don't want you to know

Following the UK General Election results, this video Focuses on some of the topics that we have not discussed about the role of the UK globally and how it will have a direct impact on some of the manifesto promises that were made during the election campaign. This is a pure opinion piece by Payam Azadi about where he sees the future of the UK will lie in years to come. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general inf

https://www.youtube.com/watch?v=ZXDIMoegm_M

Advert short

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Deciding Who To Trust: Election Impact On Property Targets And Interest Rates

In today\'s video, we look at the upcoming General Election, some of the targets that have been set by the different candidates as well as I\'m overall look at where mortgage rates are right now and predictions around interest rate changes in the next few months. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and

https://www.youtube.com/watch?v=HVLFWvgq4rI

Gifted Equity deposit vs Director’s Loan Mortgage

Comparing Gifted Equity deposit vs Director’s Loan to fund your Limited Company Buy-to-Let Mortgage Gifted Equity deposit vs Director’s Loan: What is the difference? When moving a buy-to-let investment property from personal ownership to a limited company, one of the critical decisions you will face is how to fund the deposit for the purchase. Two […] The post Gifted Equity deposit vs Director’s Loan Mortgage appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/gifted-equity-deposit-vs-directors-loan-mortgage/

First Time Buyer Mortgage Affordability: Tip You Need to Know

How can you take advantage of lending criteria when you\'re a first-time buyer to get the maximum mortgage? As a first-time buyer, navigating the world of mortgages can be overwhelming. With so many different lenders and lending criteria to consider, it can be difficult to know where to start. However, with some knowledge and strategic planning, you can take advantage of lending criteria to secure the maximum mortgage for your dream home. Firstly, it\'s important to understand what lending criteria is and how it affects your ability to get a mortgage. Lending criteria refers to the specific requirements that a lender has in order for them to approve a loan. This includes factors such as credit score, income level, employment status, and debt-to-income ratio. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. #Firsttimebuyer #Mortgage #Lendingcriteria

https://www.youtube.com/watch?v=9pN3ECUcWzQ

The Future of Interest Rates: US and UK Predictions

Are you wondering about the future of UK mortgage rates? In this detailed analysis, we break down the anticipated decrease in interest rates, focusing on the crucial question - when will they come down and by how much? Stay ahead of the curve with our expert insights into the UK mortgage landscape. Whether you\'re planning to buy a home, refinance, or simply keep an eye on the market, understanding these changes could save you thousands. Don\'t miss our deep dive into the factors driving rate adjustments and how they could affect your mortgage decisions. #InterestRate #UKMortgageRates #MortgageAdvice #FinanceTips AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

https://www.youtube.com/watch?v=m85P6eDMKmI

UK Mortgage Rates Drop Predicted: Timing & Impact Explained

Are you wondering about the future of UK mortgage rates? In this detailed analysis, we break down the anticipated decrease in interest rates, focusing on the crucial question - when will they come down and by how much? Stay ahead of the curve with our expert insights into the UK mortgage landscape. Whether you\'re planning to buy a home, refinance, or simply keep an eye on the market, understanding these changes could save you thousands. Don\'t miss our deep dive into the factors driving rate adjustments and how they could affect your mortgage decisions. Quick Links: 00:00 Introduction 01:40 Uk Interest Rates Forecast 05:01 Mortgage Rates 05:53 Mortgage Affordability 06:24 Buy to Let Mortgages 06:37 Bridging Finance to convert properties 07:03 Limited Company Buy to Lets 09:57 Foreign national Mortgage 10:27 Up to 4 applicants on one Mortgage 10:54 Credit problems 12:27 First Time Buyer Affordability changes 15:42 Non standard properties near shops and commercial 16:49 Outro ?

https://www.youtube.com/watch?v=qModhdVM9u8

Foreign National Mortgage Deposit – 95% Loan to value option

Foreign National Mortgage Deposit – How much do you need as a down payment? When I first started helping foreign nationals get UK mortgages over fifteen years ago it was a poorly served market, even fast forwarding to 2022/23 the active lenders with less than twenty five percent deposit were few and far between, however […] The post Foreign National Mortgage Deposit – 95% Loan to value option appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/foreign-national-mortgage-deposit-95-loan-to-value-option/

Renting Property for Assisted Accommodation - Contracts, Tenants, and Care Providers

As professional landlords look at greater rental returns, the assisted accommodation sector seems to be booming, with many care providers approaching properties to house different types of tenants. Although the high income generating propositions seem very tempting, a greater level of care needs to be given if you need to get a mortgage. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

https://www.youtube.com/watch?v=IfrOTs_Em2w

Showing the correct rental income on your tax returns

Buy to Let Mortgages and Landlords tax returns: completing a correct tax return is a vital part of getting a mortgage, and the Mortgage lender\'s rental calculations are based on the income declared to HMRC. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

https://www.youtube.com/watch?v=5ZGv3fp-PhM

Self-Employed Mortgages: Understanding Lender Requirements and Options

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

https://www.youtube.com/watch?v=PzJgB-qrj-M

How do I get a mortgage with missed payments?

Securing a Mortgage with missed Payments on loans, credit cards Utility bills and even mortgages In this practical guide, I discuss how we can help, and you can aid in the process of improving your chances of getting a mortgage with missed payments. To put this into context the “missed” payments are in relation to […] The post How do I get a mortgage with missed payments? appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/how-do-i-get-a-mortgage-with-missed-payments/

How buy now pay later contracts affect mortgages

Klarna, GoCardless and PayPal Credit charges  – Buy now pay later contracts and mortgage affordability. “Buy now, pay later contracts” and arrangements have existed for decades but are becoming more prevalent with the emergence of major fintech disruptors. But how do these financial commitments impact your chances of getting a mortgage? In my daily work […] The post How buy now pay later contracts affect mortgages  appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/how-buy-now-pay-later-contracts-affect-mortgages/

We are all DOOMED - Neg Sunday Edition:-)

https://www.youtube.com/watch?v=3t5Ojza9wlw

How to Get a Mortgage If You Work for Your Family

How we can help What are the Mortgage lending rules if you park for a family member and need to get a Mortgage? Getting a mortgage whilst being a part of a family-owned business often involves a comprehensive assessment by the lenders. This assessment might include checking the Companies House records to ascertain your part […] The post How to Get a Mortgage If You Work for Your Family appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/how-to-get-a-mortgage-if-you-work-for-your-family/

We are all DOOMED - Neg Sunday Edition:-)

https://www.youtube.com/watch?v=3t5Ojza9wlw

Agreement in Principle or Marketing Marketing Waffle

https://www.youtube.com/watch?v=XxEPntH5ZLg

Buy to Let Age Limits - Mortgage Lending Beyond Retirement Age

https://www.youtube.com/watch?v=7njTFC98n9A

The Impact of Pension Contributions on Mortgage Affordability: Explained

https://www.youtube.com/watch?v=91A3mqIvsEg

Is an Interest Only Mortgage a Good Idea for Retirement? Explained by an Expert

When considering an interest-only mortgage, it\'s crucial to understand the lending criteria set out by mortgage providers. Interest-only mortgages can be a viable option for certain borrowers, but they come with specific requirements and considerations. Payam Azadi, a renowned mortgage expert, outlines key points to keep in mind. Loan-to-Value (LTV) Ratios Affordability Assessment Repayment Strategy Age Restrictions Interest Rates and Overpayments AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

https://www.youtube.com/watch?v=g4_Vrk9QUBY

How long can you take a Mortgage over

Maximum age for a mortgage – How long can you take a Mortgage over This “maximum age for a mortgage” video is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other specific solutions such as Retirement Interest Only (RIO), Equity Release and Lifetime Mortgages, might provide a longer-term solution. For more information, please check out our blog post on the subject which outlines some of the key points below. https://www.nicheadvice.co.uk/maximum-age-for-a-mortgage-how-long-can-you-take-a-mortgage-over/ Maximum Age limits for a Mortgage Interest only & Maximum age for a mortgage Limits Check with your Employer Occupation Setting the Mortgage Term Setting the Mortgage Term for “joint” mortgage applications Pension provision and Maximum age for a mortgage Why do some people set long mortgage terms? shorten my mortgage length? Non-earned income Buy-to-let Alternative Solutions

https://www.youtube.com/watch?v=Hi7C9ODs-_4

Best Online Conveyancing Quote from over 70 providers

Best Online Conveyancing Quote from over 70 providers The post Best Online Conveyancing Quote from over 70 providers appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/best-online-conveyancing-quote-from-over-70-providers/

Feb 2024 Bank Mortgage Showdown: Standard Variable Rates Compared!

In this video, we talk about the current UK mortgage lenders\' Standard Variable Rates for residential and buy-to-let mortgages. There are currently millions of customers on lenders existing following rates, otherwise known as Standard Variable Rates. Some of these clients are unknowingly paying huge premiums just by not looking into further how they may be able to get a more suitable product. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely

https://www.youtube.com/watch?v=OHZtQb2nAvE

Universal Credit and Mortgage: What Lenders Consider

https://www.youtube.com/watch?v=pOgx7_W251w