When considering an interest-only mortgage, it\'s crucial to understand the lending criteria set out by mortgage providers. Interest-only mortgages can be a viable option for certain borrowers, but they come with specific requirements and considerations. Payam Azadi, a renowned mortgage expert, outlines key points to keep in mind. Loan-to-Value (LTV) Ratios Affordability Assessment Repayment Strategy Age Restrictions Interest Rates and Overpayments AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
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