Miyerkules, Pebrero 21, 2024

The Impact of Pension Contributions on Mortgage Affordability: Explained



https://www.youtube.com/watch?v=91A3mqIvsEg

Is an Interest Only Mortgage a Good Idea for Retirement? Explained by an Expert



When considering an interest-only mortgage, it\'s crucial to understand the lending criteria set out by mortgage providers. Interest-only mortgages can be a viable option for certain borrowers, but they come with specific requirements and considerations. Payam Azadi, a renowned mortgage expert, outlines key points to keep in mind. Loan-to-Value (LTV) Ratios Affordability Assessment Repayment Strategy Age Restrictions Interest Rates and Overpayments AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

https://www.youtube.com/watch?v=g4_Vrk9QUBY

How long can you take a Mortgage over



Maximum age for a mortgage – How long can you take a Mortgage over This “maximum age for a mortgage” video is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other specific solutions such as Retirement Interest Only (RIO), Equity Release and Lifetime Mortgages, might provide a longer-term solution. For more information, please check out our blog post on the subject which outlines some of the key points below. https://www.nicheadvice.co.uk/maximum-age-for-a-mortgage-how-long-can-you-take-a-mortgage-over/ Maximum Age limits for a Mortgage Interest only & Maximum age for a mortgage Limits Check with your Employer Occupation Setting the Mortgage Term Setting the Mortgage Term for “joint” mortgage applications Pension provision and Maximum age for a mortgage Why do some people set long mortgage terms? shorten my mortgage length? Non-earned income Buy-to-let Alternative Solutions

https://www.youtube.com/watch?v=Hi7C9ODs-_4

Martes, Pebrero 20, 2024

Best Online Conveyancing Quote from over 70 providers



Best Online Conveyancing Quote from over 70 providers The post Best Online Conveyancing Quote from over 70 providers appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/best-online-conveyancing-quote-from-over-70-providers/

Biyernes, Pebrero 16, 2024

Feb 2024 Bank Mortgage Showdown: Standard Variable Rates Compared!



In this video, we talk about the current UK mortgage lenders\' Standard Variable Rates for residential and buy-to-let mortgages. There are currently millions of customers on lenders existing following rates, otherwise known as Standard Variable Rates. Some of these clients are unknowingly paying huge premiums just by not looking into further how they may be able to get a more suitable product. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely

https://www.youtube.com/watch?v=OHZtQb2nAvE

Universal Credit and Mortgage: What Lenders Consider



https://www.youtube.com/watch?v=pOgx7_W251w

The Pros and Cons of Short-term vs. Long-term Mortgage Options



https://www.youtube.com/watch?v=3oh1l78gaCw

How Benefit Income Works for Mortgage Affordability



Understanding which benefits are considered and to what extent can help you gauge your standing regarding mortgage affordability. In this video, we look at how different types of benefits affect lenders\' affordability rules, including child benefits, universal credit, personal independent allowance, working tax credits, and other types of benefits, including disability allowances. ?? FOLLOW THE COMPANY ► Official Site: https://www.nicheadvice.co.uk ► Instagram: https://www.instagram.com/nicheadviceuk ► Facebook: https://www.facebook.com/nicheadviceuk ► Twitter: https://twitter.com/nicheadviceuk ► Linkedin: https://www.linkedin.com/in/nicheadvice/ ► Tiktok: https://www.tiktok.com/@nicheadvice THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed fo

https://www.youtube.com/watch?v=I0VcfYp0wdc

Child Maintenance Court Orders Mortgage Lender Requirements



Child Maintenance Court Orders: Mortgage Lender Requirements When applying for a mortgage, lenders take into account a variety of financial considerations to assess an applicant\'s ability to make repayments. For individuals who have child maintenance obligations through court orders, understanding how these payments affect mortgage applications is crucial. The following is a guide designed for mortgage applicants and financial institutions on the standard requirements and considerations relating to child maintenance court orders. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS. The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances, and your case should be fully discussed with a Professional Mortgage

https://www.youtube.com/watch?v=B4b5uGrqcz4

Lunes, Pebrero 12, 2024

Maximum age for a mortgage – How long can you take a Mortgage over



How long can I take a mortgage over? The post Maximum age for a mortgage – How long can you take a Mortgage over appeared first on Experts Mortgage Broker in the UK.

https://www.nicheadvice.co.uk/maximum-age-for-a-mortgage-how-long-can-you-take-a-mortgage-over/

Biyernes, Pebrero 2, 2024

BoE keeps rates at 5.25% Mortgage lenders pause for breath



In an unexpected turn of events, the Bank of England (BoE) has decided to maintain the interest rate at the current level of 5.25%. The decision comes amid a tumultuous financial climate, with inflationary pressures and economic growth concerns weighing heavily on policymakers. Mortgage lenders, who had been anticipating changes that could affect borrowing costs and the housing market, now seemingly take a momentary respite to assess the implications of this steady rate.

https://www.youtube.com/watch?v=pX6gAdspHUQ